Property Type: Detached HouseOwnership: Freehold

8130 Sa-Seen-Os Cres

Youbou, BC V0R3E1

$1,900,000

4 bed3 bath5 parking2,162 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Lot size
0.69 acres
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,066

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
5 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
Unfinished RoomLower level8'0 x 6'4
BathroomLower level4'11 x 9'7
EnsuiteLower level4'11 x 7'11
Primary BedroomLower level13'3 x 11'11
BedroomLower level10'6 x 10'8
BedroomLower level13'3 x 14'2
BedroomLower level13'3
BathroomMain level4'10 x 8'11
Laundry roomMain level8'9 x 7'11
KitchenMain level11'1 x 12'11
Dining roomMain level11'1 x 12'11
Living roomMain level21'7 x 27'3

Listing Information

MLS®
1038695
Listed
May 30, 2026
Time on market
On the market for 93 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation (LC) · Data source: CREA DDF.

Description

Perched atop Sa-Seen-Os Point, this immaculate waterfront home offers some of the best lake access available on beautiful Cowichan Lake. A spacious deck leads down toward the water, creating the perfect place to relax with a morning coffee, evening beverage, or a full meal while taking in the breathtaking surroundings. The striking ancient rock formations along the shoreline evoke the rugged beauty of Northern Ontario. This 4-bedroom, 3-bathroom home is thoughtfully designed with all bedrooms located on the lower level, allowing the main floor to maximize the spectacular lake views. The expansive upper living area is filled with natural light from large windows that bring the outdoors in. A California-style door opens onto a covered section of the oversized deck, providing year-round enjoyment of the West Coast lifestyle. For those seeking single-level living, there is excellent potential to create a main-floor primary bedroom with its own fireplace and no-step entry. The existing layout and infrastructure make this an easy and practical option. The property also offers ample space and privacy for a trailer, making it ideal for visiting family and friends. Alternatively, there is plenty of room to build a large garage or workshop to suit your needs. Come experience this exceptional property on lovely Cowichan Lake, renowned as one of the cleanest and most pristine bodies of water in the world. With outstanding waterfront access, stunning views, and incredible flexibility, this home is priced to sell and ready for its next chapter. (id:63159)

Values & Trends

This listing

$879/sqft

Building average

No other active listings in this building

Youbou average

$433/sqft

14 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary11.7 km
Lake Cowichan ElementaryElementary11.7 km
Lake Cowichan SecondaryElementary11.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($380,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,520,000.00
Periodic payment — Principal & Interest (monthly)$9,806.52
Additional monthly expenses (strata, tax, utilities, etc.)$780.17
Total monthly cost$10,586.69
Interest paid over 5-yr term$435,636.37
Balance at end of term$1,367,244.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$380,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,688.27

Cash Needed at Closing

Minimum down payment$380,000
Estimated BC PTT$36,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$417,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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