Property Type: DuplexOwnership: Strata

10189 View St

Chemainus, BC V0R1K2

$779,500

5 bed4 bath4 parking2,284 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
4,954 square feet
Zoning
Duplex

R3

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$4,305

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenOther
Laundry roomOther
BedroomOther
Primary BedroomLower level
Living roomMain level
KitchenMain level
EnsuiteLower level4-Piece
Dining roomMain level9'8
BedroomLower level10'10
BedroomLower level10'11
BedroomMain level9'11
BathroomOther4-Piece
BathroomLower level4-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1041080
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: One Percent Realty Ltd. · Data source: CREA DDF.

Description

Wake each morning to spectacular ocean sunrises and sweeping views across Stewart Channel to the Coast Mountains from this beautifully designed 2,284 sq. ft. half duplex. The bright, open-concept layout is filled with natural light, with expansive windows showcasing the ever-changing marine landscape. Enjoy your morning coffee from the well-appointed kitchen, which flows seamlessly into the dining and living areas anchored by a cozy gas fireplace. Offering four bedrooms and four bathrooms, this quality-built home features thoughtful finishes, two view balconies, and a private patio for effortless indoor-outdoor living. The main-level entry design provides abundant storage, while the fully fenced backyard features a mature Bartlett pear tree and ornamental cherry. An oversized RV parking area and a lower-level granny suite with a separate bedroom add exceptional flexibility. Minutes from Chemainus Village, this low-maintenance home is coastal living at its finest. (id:63159)

Values & Trends

This listing

$341/sqft

Building average

No other active listings in this building

Chemainus average

$324/sqft

1 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary897 m
Chemainus SecondaryK-121.5 km
Stz'uminus Senior Secondary(Independent)Secondary6.6 km
Thetis Island ElementaryElementary8.2 km
Ladysmith PrimaryElementary8.5 km
Ladysmith SecondarySecondary8.7 km
Ladysmith IntermediateElementary8.8 km
Crofton Elementary Community SchoolElementary11.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$623,600.00
Periodic payment — Principal & Interest (monthly)$4,023.26
Additional monthly expenses (strata, tax, utilities, etc.)$472.75
Total monthly cost$4,496.01
Interest paid over 5-yr term$178,725.55
Balance at end of term$560,930.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,950
Stress test qualifying rate8.09%
Payment you must qualify for$5,586.92

Cash Needed at Closing

Minimum down payment$52,950
Estimated BC PTT$13,590
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,040

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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