Property Type: DuplexOwnership: Freehold

9975 Victoria Rd

Chemainus, BC V0R1K2

$845,000

6 bed3 bath6 parking2,612 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
7,558 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$5,221.6

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
BathroomMain level4-Piece
BathroomMain level4-Piece
BedroomLower level11'10 x 9'1
Primary BedroomLower level11'5 x 12'8
Living roomLower level15'9 x 14'1
Dining roomLower level9'2 x 11'2
KitchenLower level10'9 x 10'10
BedroomMain level11'7 x 12'0
Primary BedroomMain level12'7 x 11'10
BedroomMain level17'4 x 11'0
Living roomMain level17'7 x 13'4
BedroomMain level6'7 x 9'5
KitchenMain level10'0 x 11'7

Listing Information

MLS®
1032015
Listed
April 14, 2026
Time on market
On the market for 139 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (LD) · Data source: CREA DDF.

Description

Spacious 5 Bdrm Up/Down Duplex in Beautiful Chemainus! Discover the perfect blend of comfort, versatility & investment potential w/ this well-maintained home located in the charming seaside town of Chemainus. Offering a generous 2,612 sq ft of living space, this home is ideal for extended families, rental income or multi-generational living. The upper level features a bright & spacious 3-bed, 2-bath layout, while the lower level offers a 2 bdrm, 1-bath suite. Situated on a 7,558 sq ft lot, the property includes, 2 single-car garages – perfect for parking or extra storage, a garden shed for tools & seasonal gear, ample outdoor space for gardening, entertaining & family activities. Enjoy life in a quiet, desirable neighborhood just minutes from trails, golf courses & all that Chemainus has to offer — including vibrant arts, shops, and dining. Whether you're looking for a primary residence with rental income, a multi-family home, or a smart investment, this property checks all the boxes. (id:63159)

Values & Trends

This listing

$324/sqft

Building average

No other active listings in this building

Chemainus average

$341/sqft

1 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary132 m
Chemainus SecondaryK-12609 m
Stz'uminus Senior Secondary(Independent)Secondary7.5 km
Thetis Island ElementaryElementary8.6 km
Ladysmith PrimaryElementary9.4 km
Ladysmith SecondarySecondary9.7 km
Ladysmith IntermediateElementary9.8 km
Crofton Elementary Community SchoolElementary10.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sawmill TapHouse & Grill565 m

Grocery (2)

  • Country Grocer595 m
  • Country Grocer624 m

Parks (5+)

  • Sunset Drive Park310 m
  • Wul'aam (Echo) Park483 m
  • Vista Grande Stairs608 m
  • Daniel Street Park633 m
  • Cook Park · 10151 Island View Close637 m

Pharmacies (1)

  • Pharmasave562 m

Banks & ATMs (2)

  • IslandSavings598 m
  • Unnamed611 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($59,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$676,000.00
Periodic payment — Principal & Interest (monthly)$4,361.32
Additional monthly expenses (strata, tax, utilities, etc.)$566.13
Total monthly cost$4,927.46
Interest paid over 5-yr term$193,743.54
Balance at end of term$608,064.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,040.22

Cash Needed at Closing

Minimum down payment$59,500
Estimated BC PTT$14,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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