Property Type: Detached HouseOwnership: FreeholdNEW LISTING

102 STEWART Avenue

Cambridge, BC N1R2T9

$599,900

2 bed1 bath7 parking935 sqft
Get Directions

Open House

Saturday, September 19

11:00 AM1:00 PM

Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.11 acres
Frontage
50 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,160.46

Interior

Basement
Partially finished, Full
Heating
Heat Pump
Cooling / A/C
Ductless
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave

Exterior & Lot

Exterior features
Vinyl siding

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
7 — uncovered indicated
Features
Open

Room Dimensions

RoomLevelDimensions
BedroomSecond level12'0'' x 12'0''
BedroomSecond level10'0'' x 10'0''
DenBasement8'0'' x 12'0''
KitchenMain level6'0'' x 10'0''
Dining roomMain level10'0'' x 10'0''
Living roomMain level12'0'' x 12'0''
3pc BathroomMain level

Listing Information

MLS®
40860899
Listed
September 12, 2026
Time on market
On the market for 3 days
Data last synced
September 15, 2026

Listing provided by: CENTURY 21 HERITAGE HOUSE LTD. · Data source: CREA DDF.

Description

Welcome to 102 Stewart Avenue, a charming and well-cared-for detached home offering thoughtful updates, practical living space and excellent everyday functionality in an established Cambridge neighbourhood. From the moment you arrive, the property feels inviting and easy to enjoy, with two paved driveways providing convenient parking flexibility for multiple vehicles or guests. Inside, the main floor is bright and comfortable, anchored by a beautifully updated kitchen with a clean, modern feel and functional workspace. The living area is warm and welcoming, highlighted by a gas fireplace that adds both comfort and character. The home is efficiently heated and cooled with a newer mini-split heat pump system, helping provide year-round comfort while adding to the home’s overall efficiency. A refreshed main-floor bathroom, updated paint and well-maintained finishes throughout contribute to the move-in-ready feel. Upstairs, two comfortable bedrooms provide privacy and separation from the main living areas. The lower level offers additional flexibility, with a partially improved basement that can easily serve as a home office, recreation area, gym, hobby space or additional storage. Beyond the visible updates, buyers can appreciate the peace of mind that comes with improvements to important components such as the roof, siding and exterior doors. Outside, the manageable property offers the benefits of detached-home ownership without overwhelming upkeep. Conveniently located near schools, parks, shopping, transit and major routes, 102 Stewart Avenue is an excellent opportunity for first-time buyers, downsizers or anyone looking for a well-maintained detached home with character, comfort and many of the important updates already taken care of. (id:63159)

Values & Trends

This listing

$642/sqft

Building average

No other active listings in this building

21 - Glenview, Lincoln, Oak average

$422/sqft

17 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$310.37
Total monthly cost$3,406.65
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information