Property Type: Detached HouseOwnership: Freehold

10220 146 STREET

Surrey, BC V3R3S9

$1,298,700

3 bed3 bath4 parking1,781 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Lot size
7,131 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,378.4 (2026)

Interior

Basement
Finished, Crawl space
Heating
Forced air, Natural gas
Fireplace
Yes (2)

Parking

Total spaces
4 — covered indicated
Features
Garage

Listing Information

MLS®
R3157489
Listed
August 20, 2026
Time on market
On the market for 12 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Team 3000 Realty Ltd. · Data source: CREA DDF.

Description

Located in an established and convenient Guildford neighbourhood, this well-cared-for and well-maintained 3-bedroom, 3-bathroom home sits on a generous 7,131 sq. ft. lot and offers approximately 1,781 sq. ft. over two levels. Enjoy easy access to Guildford Town Centre, restaurants, grocery stores, parks, recreation, schools and everyday amenities. Commuters will appreciate nearby transit connections and convenient access to Highway 1, making travel throughout Surrey and the Lower Mainland easy. The home features a gas forced-air furnace, tankless gas hot water, attached garage and a 30-year fiberglass roof installed in 2009. The washer is approximately 3 years old and the dryer was replaced in 2025. A great opportunity to enjoy a comfortable home in a family-friendly community. (id:63159)

Values & Trends

This listing

$729/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hjorth Road ElementaryElementary493 m
Lena Shaw ElementaryElementary800 m
Guildford Park SecondaryElementary969 m
Mary Jane Shannon ElementaryElementary1.0 km
Bonaccord ElementaryElementary1.2 km
Holly ElementaryElementary1.3 km
Ecole Riverdale ElementaryElementary1.4 km
Our Lady of Good Counsel(Independent)Elementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound 104 Ave @ 146 St352 m
Westbound 104 Ave @ 146 St382 m
Westbound 104 Ave @ 148 St484 m
Eastbound 104 Ave @ 144 St512 m
Eastbound 104 Ave @ 148 St530 m

Nearby Places

Restaurants (5+)

  • Lee Yuen Seafood Restaurant · 14755 104 Avenue477 m
  • Phở Hòa · 14357 104 Avenue585 m
  • Zugba Flame Grilled Chicken · 14351 104 Avenue661 m
  • Mek's Delight · 14910 104 Avenue720 m
  • Arirang Korean Hot Pot · 14916 104 Avenue735 m

Cafes (4)

  • Jazen Tea599 m
  • Tasty Sandwiches & Desserts647 m
  • Four Seasons655 m
  • K Pop Bubble Tea · 14914 104 Avenue726 m

Grocery (2)

  • Real Canadian Superstore · 14650 104 Avenue309 m
  • Hen Long Market · 14351 104 Avenue651 m

Parks (4)

  • Green Timbers Urban Forest · 14600 100 Avenue210 m
  • Hjorth Road Park252 m
  • Unnamed320 m
  • Whalley Reservoir Park · 14620 105A Avenue563 m

Banks & ATMs (1)

  • Bitcoin ATM Localcoin · 14902 104 Avenue703 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,870) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,038,960.00
Periodic payment — Principal & Interest (monthly)$6,703.02
Additional monthly expenses (strata, tax, utilities, etc.)$537.20
Total monthly cost$7,240.22
Interest paid over 5-yr term$297,768.92
Balance at end of term$934,547.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,870
Stress test qualifying rate8.09%
Payment you must qualify for$9,180.13

Cash Needed at Closing

Minimum down payment$104,870
Estimated BC PTT$23,974
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,344

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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