103 689 Bay St
Victoria, BC V8T2H1
$524,900
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Westcoast
- Lot size
- 976 square feet
- Zoning
- Multi-Family
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $480/mo
- Annual property tax
- $1,651
Interior
- Heating
- Baseboard heaters, Electric, Natural gas
- Cooling / A/C
- None
- Fireplace
- Yes (1)
- Appliances
- Washer, Refrigerator, Dishwasher, Dryer
Exterior & Lot
- Lot features
- Rectangular
Building
- Parcel ID (PID)
- 018-871-160
Parking
- Total spaces
- 1
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 9' x 10' |
| Ensuite | Main level | 4-Piece |
| Bathroom | Main level | 4-Piece |
| Primary Bedroom | Main level | 11' x 12' |
| Kitchen | Main level | 9' x 10' |
| Dining room | Main level | 9' x 9' |
| Living room | Main level | 9' x 14' |
| Entrance | Main level | 4' x 5' |
| Patio | Main level | 6' x 7' |
Listing Information
- MLS®
- 1040524
- Listed
- June 19, 2026
- Time on market
- On the market for 73 days
- Data last synced
- August 31, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Fully renovated and move-in ready! This stunning 2-bedroom, 2-bathroom condo has been completely transformed with stylish, modern finishes throughout. Bring your pets(1 large dog welcome!) and enjoy the bright, open living space featuring a cozy gas fireplace, new flooring, fresh paint, and beautifully updated bathrooms. The redesigned kitchen is equipped with quality new appliances, including a Fisher & Paykel refrigerator, Frigidaire range, microwave, dishwasher, and LG in-suite washer and dryer. Enjoy the convenience of secure underground parking, a storage locker, and a resident car wash station in this well-managed strata. Located in the heart of downtown Victoria, you're just steps from restaurants, cafés, shopping, entertainment, and nightlife. Why pay new-build prices? This fully renovated condo delivers modern style, comfort, and convenience at a compelling value, offering the look and feel of a new home without the premium price tag. Don't miss this exceptional opportunity, book your viewing today. Contact Sarah Poulin for more information or to book a private showing. 250-217-4178 (id:63159)
Values & Trends
This listing
$538/sqft
Building average
—
No other active listings in this building
Downtown average
$767/sqft
152 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
Mainly Clear
Humidity 73%
Wind S 6 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
91,867
(2021 Census)
+7.1% since 2016
Density: 4,723.2/km²
Dwellings: 53,070
Median household income: $67,500
After-tax: $60,000
Immigrant population: 20%
Top countries of origin (% of total population)
- United Kingdom3.8% · 3,505
- United States of America2.1% · 1,945
- Philippines2% · 1,845
- China1.2% · 1,110
- India0.7% · 650
- Germany0.6% · 590
- Korea, South0.4% · 400
- Netherlands0.3% · 315
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
59
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Selkirk Montessori School(Independent) | Elementary/Middle | 1.1 km |
| SJ Burnside Education Centre | Secondary | 1.1 km |
| George Jay Elementary | Elementary | 1.2 km |
| VI School of Innovation and Inquiry(Independent) | Elementary/Middle | 1.2 km |
| Ecole Quadra Elementary | Elementary | 1.2 km |
| Oak and Orca Bioregional School(Independent) | K-12 | 1.4 km |
| Pacific School of Innovation and Inquiry(Independent) | Secondary | 1.4 km |
| Victoria High | Elementary | 1.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Local Urban Bites · 2631 Douglas Street173 m
- Fountain Restaurant · 2680 Blanshard Street301 m
- Xin Korean Restaurant · 823 Bay Street337 m
- Wheelies Cafe357 m
- MeeT on Blanshard · 797 Hillside Avenue362 m
Cafes (5+)
- Tim Hortons · 2680 Blanshard Street309 m
- 2% Jazz · 740 Hillside Avenue368 m
- Discovery Coffee · 664 Discovery Street408 m
- Caffè Fantastico · 975 Kings Road553 m
- Cascadia · 1812 Government Street570 m
Grocery (5+)
- BC Ale Trail432 m
- Halal Urban Fresh Meats · 2618 Quadra Street566 m
- Damascus Food Market601 m
- Zero Waste Emporium · 1728 Douglas Street637 m
- Fairway Market · 2635 Quadra Street637 m
Parks (4)
- Bay and Government Park · 625 Bay Street133 m
- Humber Green320 m
- Wark Street Commons · 2575 Wark Street492 m
- Central Park · 2275 Quadra Street725 m
Gyms (4)
- Victoria Martial Arts · 630 Bay Street138 m
- CrossFit Zone · 708 Pembroke Street332 m
- Vic City Gymnastics · 2051 Store Street453 m
- BoulderHouse Climbing · 2829 Quesnel Street522 m
Pharmacies (2)
- Fort Royal Pharmacy Hillside · 797 Hillside Avenue352 m
- Quadra Village Drug Mart · 2631 Quadra Street629 m
Banks & ATMs (5+)
- Localcoin Bitcoin ATM603 m
- CIBC637 m
- Localcoin Bitcoin ATM · 1710 Douglas Street662 m
- RBC Royal Bank · 1701 Douglas Street690 m
- Community Savings Credit Union703 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.