Property Type: TownhouseOwnership: Strata

1034 Martin Avenue Unit# 1

Kelowna, BC V1Y6V5

$649,000

3 bed3.5 bath1 parking1,428 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,560.25

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level19'8'' x 9'11''
Full bathroomSecond level8'8'' x 5'6''
BedroomSecond level8'7'' x 10'8''
BedroomSecond level8'7'' x 10'8''
Full ensuite bathroomSecond level5'0'' x 9'8''
Primary BedroomSecond level11'5'' x 14'9''
Utility roomMain level7'8'' x 5'4''
Partial bathroomMain level6'0'' x 5'5''
Laundry roomMain level8'6'' x 5'4''
Living roomMain level10'3'' x 14'9''
Dining roomMain level6'9'' x 14'9''
KitchenMain level12'1'' x 14'9''

Listing Information

MLS®
10396708
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Downtown Kelowna offering a great value in 3 Bed, 3 Bath + Private Rooftop Patio (Mountain Views) Enjoy the best of downtown living in the heart of Kelowna with this spacious home offering 3 bedrooms, 3 bathrooms, and two generous patios, including a rooftop patio with stunning mountain views.Step into an open-concept main floor featuring a modern kitchen with quartz countertops, two-tone cabinetry, and LG stainless steel appliances. The kitchen flows seamlessly into the dining and living areas, with direct access to a private yard—perfect for everyday comfort and entertaining. Upstairs, you’ll find three bedrooms and two full bathrooms, including a primary bedroom with a walk-in closet and ensuite. Take advantage of outdoor living on the large rooftop patio, offering potential for a future hot tub, creating your own personal retreat.This home is just steps to downtown amenities, shopping, schools, Knox Mountain trails, Lake Okanagan, and local beaches—plus an excellent walk score. No GST applicable. No Strata fee. No strata established or strata documents available. Buyer Agent must attend all showings or Coop. Comm. reduces by 25% (id:63159)

Values & Trends

This listing

$454/sqft

Building average

$454/sqft

3 active listing(s)

Kelowna North average

$569/sqft

20 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary603 m
Central SecondarySecondary1.0 km
Central School ProgramsK-121.0 km
The Balsam School(Independent)Elementary1.0 km
St Joseph Elementary School(Independent)Elementary1.1 km
A S Matheson ElementaryElementary1.4 km
Glenmore ElementaryElementary1.9 km
Raymer ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue511 m
  • Swan Pizza550 m
  • Ricky's557 m
  • De Dutch638 m
  • Vintner's Grill709 m

Cafes (4)

  • Continental Breakfast490 m
  • Craft 42 Roasters · 1178 High Road545 m
  • Starbucks557 m
  • Gong Cha613 m

Grocery (1)

  • Nester's Market · 1111 Lawson Avenue224 m

Parks (4)

  • Martin Park176 m
  • Knowles Heritage Park465 m
  • Bankhead Park674 m
  • Richmond Park775 m

Pharmacies (1)

  • Paragon Pharmacy288 m

Banks & ATMs (1)

  • BMO649 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$367.69
Total monthly cost$3,717.39
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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