Property Type: TownhouseOwnership: Freehold

1038 Stockwell Avenue Unit# 1

Kelowna, BC V1Y6W5

$639,000

3 bed3.5 bath1 parking1,248 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Freehold
Strata / maintenance fee
$211/mo
Annual property tax
$3,289.98

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level7'2'' x 4'11''
BedroomSecond level10'8'' x 9'3''
BedroomSecond level10'8'' x 9'2''
4pc Ensuite bathSecond level7'4'' x 5'1''
Primary BedroomSecond level11'6'' x 12'7''
2pc BathroomMain level5'1'' x 4'11''
Dining roomMain level14'8'' x 11'2''
Living roomMain level16'3'' x 10'3''
KitchenMain level18'4'' x 10'7''

Listing Information

MLS®
10395610
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Welcome to this beautifully maintained 3 bedroom, 2.5 bathroom home, ideally situated on a quiet street just minutes from downtown. Built in 2021 and still protected by the 10-year structural warranty, this move-in-ready home combines modern design with low-maintenance living. The bright, open-concept main floor features a spacious kitchen that flows seamlessly into the dining and living areas, where a cozy fireplace creates the perfect gathering space for family and friends. Thoughtful updates include a brand-new high-efficiency air conditioning system for year-round comfort. Outside, enjoy a fully fenced and gated front yard, ideal for children, pets, or relaxing in your own private outdoor space. A single-car garage, along with ample free street parking, adds everyday convenience. Located within walking distance to downtown shopping, restaurants, the waterfront, and Bankhead Elementary School, this home offers an exceptional lifestyle in a highly desirable central location. The well-managed freehold strata keeps monthly fees affordable while covering water, building insurance, exterior lighting, and electrical service to the garage, making ownership both simple and cost-effective. Whether you're a first-time buyer, downsizer, or investor, this is an outstanding opportunity to own a nearly new home in one of the city's most convenient neighbourhoods. (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

Kelowna North average

$566/sqft

20 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary567 m
The Balsam School(Independent)Elementary996 m
Central School ProgramsK-121.1 km
Central SecondarySecondary1.1 km
St Joseph Elementary School(Independent)Elementary1.2 km
A S Matheson ElementaryElementary1.5 km
Glenmore ElementaryElementary1.9 km
Raymer ElementaryElementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue611 m
  • motherlove ferments · 889 Vaughan Avenue622 m
  • Swan Pizza652 m
  • Ricky's657 m
  • Buffalo Rouge Brewing Co. · 1111 Gordon Drive693 m

Cafes (5+)

  • Craft 42 Roasters · 1178 High Road464 m
  • Continental Breakfast592 m
  • Starbucks658 m
  • Gong Cha714 m
  • Bright Jenny · 984 Laurel Avenue718 m

Grocery (1)

  • Nester's Market · 1111 Lawson Avenue316 m

Parks (4)

  • Martin Park203 m
  • Knowles Heritage Park526 m
  • Bankhead Park705 m
  • Lombardy Park795 m

Pharmacies (1)

  • Paragon Pharmacy381 m

Banks & ATMs (1)

  • BMO750 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,200.00
Periodic payment — Principal & Interest (monthly)$3,298.09
Additional monthly expenses (strata, tax, utilities, etc.)$547.17
Total monthly cost$3,845.25
Interest paid over 5-yr term$146,511.39
Balance at end of term$459,826.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,614.56

Cash Needed at Closing

Minimum down payment$38,900
Estimated BC PTT$10,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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