Property Type: Condo / ApartmentOwnership: Strata

1035 Bernard Avenue Unit# 115

Kelowna, BC V1Y6P7

$349,900

2 bed2 bath1 parking1,450 sqftBuilt 1980
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Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$458/mo
Annual property tax
$1,655.44

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Hardwood, Carpeted

Exterior & Lot

Exterior features
Wood, Brick
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Parkade

Restrictions & Policies

Pets
Not allowed
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PantryMain level6'6'' x 9'11''
FoyerMain level9'4'' x 4'11''
SunroomMain level17'9'' x 8'2''
Laundry roomMain level6'9'' x 7'1''
3pc BathroomMain level9'11'' x 4'11''
4pc Ensuite bathMain level13'5'' x 5'0''
BedroomMain level10'0'' x 16'1''
Primary BedroomMain level11'10'' x 16'1''
KitchenMain level9'6'' x 13'3''
Dining roomMain level10'4'' x 12'2''
Living roomMain level24'4'' x 15'4''

Listing Information

MLS®
10380226
Listed
March 23, 2026
Time on market
On the market for 161 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

First Floor SW back corner apartment, 2 bed, 2full baths spacious, bright and beautifully decorated. $$Upgraded with high quality windows, a 17,000 value. Plus updated hot water tank and newly tiled en suite shower. Located on the quiet side of the building away from the traffic , easy access to your storage unit and the elevator. Generous kitchen, lots of cupboards and work area. Dining room & living room very open and adjacent to kitchen. Walk to everything, steps to bus and grocery shopping nearby. Easy walk to downtown. 1 designated secured parking stall, several visitor parking stalls at back of building and 2 storage lockers available for all your extras, one located on parking level and the other on the same level as the apartment for added convenience and additional storage. Quiet, well maintained building with roof updated as well elevator has had new motor. 55+, no pets. (id:63159)

Values & Trends

This listing

$241/sqft

Building average

$256/sqft

1 active listing(s)

Kelowna North average

$701/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central SecondarySecondary689 m
Central School ProgramsK-12689 m
St Joseph Elementary School(Independent)Elementary783 m
Bankhead ElementaryElementary897 m
The Balsam School(Independent)Elementary1.1 km
A S Matheson ElementaryElementary1.1 km
Glenmore ElementaryElementary2.2 km
Raymer ElementaryElementary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue248 m
  • Swan Pizza376 m
  • Ricky's417 m
  • De Dutch432 m
  • Vintner's Grill522 m

Cafes (5+)

  • Continental Breakfast291 m
  • Starbucks393 m
  • Gong Cha416 m
  • The Nook Cafe + Bar · 567 Bernard Avenue750 m
  • Starbucks777 m

Grocery (3)

  • Nester's Market · 1111 Lawson Avenue305 m
  • Safeway · 697 Bernard Avenue636 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive682 m

Parks (4)

  • Knowles Heritage Park211 m
  • Martin Park266 m
  • Mary Ann Collinson Memorial Park772 m
  • Richmond Park794 m

Gyms (2)

  • GoodLife Fitness709 m
  • Move & Flow · 589 Lawrence Avenue711 m

Pharmacies (2)

  • Paragon Pharmacy322 m
  • Shoppers Drug Mart · 597 Bernard Avenue699 m

Banks & ATMs (3)

  • BMO482 m
  • Beem Credit Union · 598 Bernard Avenue719 m
  • Canadian Western Bank736 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 1035 Bernard Avenue

View building profile →
Built 1980

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,920.00
Periodic payment — Principal & Interest (monthly)$1,805.95
Additional monthly expenses (strata, tax, utilities, etc.)$669.36
Total monthly cost$2,475.31
Interest paid over 5-yr term$80,225.88
Balance at end of term$251,788.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,556.08

Cash Needed at Closing

Minimum down payment$17,495
Estimated BC PTT$4,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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