983 Bernard Avenue Unit# 106
Kelowna, BC V1Y6P7
$380,000
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $615/mo
- Annual property tax
- $2,025
Interior
- Heating
- Electric, See remarks
- Cooling / A/C
- Wall unit
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
- Flooring
- Laminate, Carpeted, Ceramic Tile, Linoleum
Exterior & Lot
- Exterior features
- Brick, Wood siding
Building
- Roof
- Other, Unknown
Parking
- Total spaces
- 1 — uncovered indicated
- Features
- Stall, Rear
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 10'0'' x 11'0'' |
| Full bathroom | Main level | 4'11'' x 10'10'' |
| Utility room | Main level | 5'3'' x 7'8'' |
| 4pc Ensuite bath | Main level | 6'0'' x 8'2'' |
| Other | Main level | 3'8'' x 5'8'' |
| Primary Bedroom | Main level | 11'10'' x 12'10'' |
| Kitchen | Main level | 9'0'' x 12'8'' |
| Dining room | Main level | 9'4'' x 10'5'' |
| Living room | Main level | 15'9'' x 15'11'' |
Listing Information
- MLS®
- 10393885
- Listed
- July 13, 2026
- Time on market
- On the market for 49 days
- Data last synced
- August 28, 2026
Listing provided by: Macdonald Realty · Data source: CREA DDF.
Description
Welcome to #106–983 Bernard Avenue! This spacious ground-floor condo offers over 1,200 sq. ft. of comfortable living with 2 bedrooms, 2 bathrooms, and an unbeatable location at Bernard Square, just minutes from downtown Kelowna. The updated kitchen features stainless steel appliances. The generous living room is centered around a cozy gas fireplace that efficiently heats the home in winter (included in your strata fee) and opens onto a covered patio overlooking the quiet side of the complex. The primary suite offers direct access to a second private patio and features a beautifully renovated ensuite. Enjoy an oversized private patio, perfect for relaxing, entertaining, or outdoor dining. Additional features include in-suite laundry, one covered parking stall, and a large secure storage room conveniently located behind the parking stall. Pet-friendly strata allows 2 dogs (maximum 20"" at the shoulder) and 2 cats. Close to Okanagan Lake, parks, shopping, restaurants, and entertainment, this is an excellent opportunity for convenient, low-maintenance living in a prime central location. (id:63159)
Values & Trends
This listing
$304/sqft
Building average
$270/sqft
1 active listing(s)
Kelowna North average
$700/sqft
157 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
48
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Central Secondary | Secondary | 721 m |
| Central School Programs | K-12 | 721 m |
| St Joseph Elementary School(Independent) | Elementary | 812 m |
| Bankhead Elementary | Elementary | 864 m |
| The Balsam School(Independent) | Elementary | 1.1 km |
| A S Matheson Elementary | Elementary | 1.1 km |
| Glenmore Elementary | Elementary | 2.2 km |
| Raymer Elementary | Elementary | 2.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Mekong Fresh Asian Cuisine · 1030 Harvey Avenue257 m
- Swan Pizza371 m
- Ricky's408 m
- De Dutch434 m
- Vintner's Grill522 m
Cafes (4)
- Continental Breakfast289 m
- Starbucks387 m
- Gong Cha416 m
- The Nook Cafe + Bar · 567 Bernard Avenue775 m
Grocery (3)
- Nester's Market · 1111 Lawson Avenue274 m
- Safeway · 697 Bernard Avenue663 m
- Peter's Your Independent Grocer · 1835 Gordon Drive688 m
Parks (4)
- Knowles Heritage Park239 m
- Martin Park249 m
- Mary Ann Collinson Memorial Park768 m
- Richmond Park774 m
Gyms (2)
- GoodLife Fitness712 m
- Move & Flow · 589 Lawrence Avenue738 m
Pharmacies (2)
- Paragon Pharmacy294 m
- Shoppers Drug Mart · 597 Bernard Avenue723 m
Banks & ATMs (3)
- BMO478 m
- Beem Credit Union · 598 Bernard Avenue742 m
- Canadian Western Bank765 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.