Property Type: Detached HouseOwnership: Freehold

1035 Elwyn Road

Kelowna, BC V1X1P5

$829,888

4 bed3 bath1 parking2,393 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,260.27

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco, Aluminum

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement8'11'' x 17'10''
Recreation roomBasement14'2'' x 23'4''
DenLower level13' x 21'4''
Full bathroomLower level8'1'' x 5'1''
BedroomLower level12'10'' x 12'5''
4pc BathroomSecond level8'8'' x 7'11''
3pc Ensuite bathSecond level4'4'' x 8'
Primary BedroomSecond level13'5'' x 12'11''
BedroomSecond level10'1'' x 9'4''
BedroomSecond level10'1'' x 9'6''
Living roomMain level16'4'' x 18'6''
Dining roomMain level10'6'' x 10'1''
KitchenMain level11'5'' x 14'9''

Listing Information

MLS®
10396019
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Okanagan · Data source: CREA DDF.

Description

Welcome to this beautifully updated family home in the heart of South Rutland, where comfort, space, and Okanagan living come together. Offering over 2,390sqft of finished living space, this move-in ready home features 4 bdrms, 3 baths, w/ a versatile split-level design perfect for growing families. The bright, open main floor is ideal for everyday living, entertaining, a spacious living room flowing into the dining area and a well-appointed kitchen featuring a large island for gathering with family+friends. Upstairs, you’ll find 3 generous bdrms, including a private primary suite with a 3-pc ensuite. The lower level offers a 4th bedroom, powder room, and an oversized flex space perfect for a home office, gym, playroom, or media room. The finished basement provides a large rec room w/storage, giving everyone room to spread out. Step outside to your own backyard retreat. The fully fenced yard is designed for making the most of the Okanagan lifestyle, with a spacious deck for BBQs, plenty of room for kids + pets to play, and space to create the garden you’ve always wanted. An attached garage, ample parking, and dedicated RV parking ensure there’s room for all your vehicles, trailers, + outdoor toys. Just minutes from schools, parks, shopping, recreation, transit, and only a short drive to Big White Ski Resort, this exceptional home offers the perfect balance of convenience, flexibility, + lifestyle. A fantastic opportunity to own a home your family can enjoy for years to come. (id:63159)

Values & Trends

This listing

$347/sqft

Building average

No other active listings in this building

Rutland South average

$424/sqft

43 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quigley ElementaryElementary684 m
Flex Academy(Independent)K-12749 m
Springvalley ElementaryElementary827 m
Springvalley Middle SchoolElementary841 m
Kelowna Arts Academy(Independent)K-12913 m
Okanagan Christian School(Independent)K-121.1 km
Belgo Elementary SchoolElementary1.3 km
Pearson Road ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Unnamed745 m

Parks (4)

  • Hollydell Park188 m
  • Davie Park191 m
  • Moraine Park446 m
  • Hollywood Park661 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,910.00
Periodic payment — Principal & Interest (monthly)$4,283.32
Additional monthly expenses (strata, tax, utilities, etc.)$475.02
Total monthly cost$4,758.34
Interest paid over 5-yr term$190,278.51
Balance at end of term$597,189.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,989
Stress test qualifying rate8.09%
Payment you must qualify for$5,935.63

Cash Needed at Closing

Minimum down payment$57,989
Estimated BC PTT$14,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,087

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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