Property Type: Detached HouseOwnership: Freehold

1420 Graham Road

Kelowna, BC V1X1K2

$779,000

4 bed2 bath1 parking2,078 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,268.81

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
008-117-829

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Recreation roomBasement12'0'' x 20'9''
BedroomBasement11'10'' x 14'6''
BedroomBasement10'11'' x 8'8''
4pc BathroomBasement7'9'' x 4'11''
Utility roomBasement2'3'' x 4'11''
Laundry roomBasement7'9'' x 8'5''
KitchenBasement11'0'' x 11'1''
Primary BedroomMain level12'6'' x 12'6''
Dining roomMain level10'6'' x 9'1''
Living roomMain level17'10'' x 16'4''
4pc BathroomMain level5'0'' x 8'1''
KitchenMain level13'5'' x 11'5''
BedroomMain level9'2'' x 12'2''

Listing Information

MLS®
10379541
Listed
March 17, 2026
Time on market
On the market for 167 days
Data last synced
August 30, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome to this fantastic opportunity in the heart of Rutland South! This four bedroom, two bath bi-level home offers incredible value for first-time homebuyers and savvy investors alike. Step inside to discover a functional layout with generous living spaces, perfect for families. The upper level features a welcoming living room filled with natural light, while the lower level offers additional bedrooms and flexible space ideal for guests, a home office, or rental potential. Outside, you’ll love the large, fully fenced yard—perfect for kids, pets, and summer entertaining. There’s ample RV parking for all your toys, plus a convenient single-car garage for added storage and convenience. Located just minutes from schools, parks, shopping, transit, and all essential amenities, making everyday living easy and accessible. Whether you're stepping into the market or expanding your investment portfolio, this is a property you don’t want to miss.Terrific location, solid layout, and great value. (id:63159)

Values & Trends

This listing

$375/sqft

Building average

No other active listings in this building

Rutland South average

$423/sqft

43 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Springvalley ElementaryElementary351 m
Springvalley Middle SchoolElementary484 m
Quigley ElementaryElementary1.1 km
Kelowna Arts Academy(Independent)K-121.3 km
Flex Academy(Independent)K-121.3 km
Okanagan Christian School(Independent)K-121.4 km
Okanagan Montessori Elementary School(Independent)Elementary1.8 km
Belgo Elementary SchoolElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Anarchy Coffee Roasters779 m

Grocery (1)

  • Fruiticana · 2463 Highway 97 North779 m

Parks (2)

  • Moraine Park596 m
  • Gerstmar Park692 m

Shopping (1)

  • Canadian Tire · 2479 Highway 97 North758 m

Gyms (1)

  • Gneiss Climbing - OG Banks · 430 Banks Road672 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$623,200.00
Periodic payment — Principal & Interest (monthly)$4,020.67
Additional monthly expenses (strata, tax, utilities, etc.)$459.73
Total monthly cost$4,480.41
Interest paid over 5-yr term$178,610.91
Balance at end of term$560,570.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,583.45

Cash Needed at Closing

Minimum down payment$52,900
Estimated BC PTT$13,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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