Property Type: TownhouseOwnership: Strata

1049 Churchill Avenue Unit# 101

Penticton, BC V2A9A7

$599,000

2 bed2 bath2 parking1,160 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$375/mo
Annual property tax
$3,581.01

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level4'11'' x 10'9''
BedroomMain level10'11'' x 11'7''
5pc Ensuite bathMain level4'11'' x 10'11''
Primary BedroomMain level10'11'' x 14'6''
FoyerMain level7'5'' x 7'7''
Living roomMain level14'7'' x 15'6''
Dining roomMain level10'5'' x 11'
KitchenMain level9'2'' x 12'8''

Listing Information

MLS®
10398107
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Lifestyle, location and easy one-level living come together in this fantastic home just steps from Okanagan Lake. Ideally situated in Penticton’s vibrant north end and near to downtown, you’ll have shopping, dining, recreation and the lake all close at hand. The bright, open-concept main living area feels exceptionally spacious thanks to two sets of double sliding doors that seamlessly connect the indoors with an impressive amount of outdoor living space. Enjoy a great backyard, perfect for relaxing or entertaining, along with the added bonus of a garage.The primary bedroom features a walk-through closet and private ensuite, adding comfort and functionality to the well-designed layout. With its unbeatable location, generous outdoor space and easy one-level living, this is a property that truly needs to be seen! Call today. (id:63159)

Values & Trends

This listing

$516/sqft

Building average

No other active listings in this building

Main North average

$428/sqft

23 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queens Park ElementaryElementary761 m
West Bench ElementaryElementary1.5 km
ConnectEd - Alternative ProgramsSecondary1.9 km
Secondaire de PentictonSecondary1.9 km
Penticton SecondarySecondary1.9 km
Penticton Christian School(Independent)K-122.1 km
Uplands ElementaryElementary2.5 km
Holy Cross School(Independent)Elementary/Middle2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Salty's Beach House · 1000 Lakeshore Dr W116 m
  • Elma · 994 Lakeshore Dr W128 m
  • Cambo Beach · 914 West Lakeshore Drive223 m
  • Denny's321 m
  • Patio Burger & ice cream co.355 m

Cafes (2)

  • Tim Hortons514 m
  • Starbucks · 300 Riverside Drive637 m

Grocery (1)

  • Quality Greens527 m

Parks (5+)

  • SS Sicamous Heritage Shipyard Area220 m
  • Riverside Park251 m
  • Lakawanna Park320 m
  • Unnamed453 m
  • Queens Park501 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$731.72
Total monthly cost$3,823.35
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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