Property Type: TownhouseOwnership: Strata

1065 Churchill Avenue Unit# 102

Penticton, BC V2A9A7

$625,000

2 bed2 bath1 parking1,128 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$420/mo
Annual property tax
$3,668.68

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Other, Additional Parking

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11' x 14'7''
Living roomMain level15'6'' x 16'9''
KitchenMain level9'7'' x 13'5''
4pc Ensuite bathMain level
Dining roomMain level9'9'' x 15'6''
BedroomMain level11'1'' x 13'7''
3pc BathroomMain level

Listing Information

MLS®
10397822
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Fantastic location, fresh updates, and just steps to Okanagan Beach, the Sicamous, Loco Landing and wonderful beach front restaurants! This bright 2-bedroom, 2-bathroom home at 102-1065 Churchill features an open-concept layout with impressive 9-foot ceilings and plenty of natural light. The interior has been refreshed with newer appliances, updated kitchen colours, new flooring, fresh paint throughout, and a modernized fireplace that gives the main living area a clean, contemporary feel. The single garage provides secure parking and extra storage, while the location is a standout—Okanagan Lake Beach and downtown shops, restaurants, and amenities are all just a short walk away. With no age restrictions in the strata and one dog or one cat permitted, this is a great opportunity to own a stylish, move-in-ready home in a highly desirable area close to the heart of the city and steps from the lake. (id:63159)

Values & Trends

This listing

$554/sqft

Building average

No other active listings in this building

Main North average

$426/sqft

23 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queens Park ElementaryElementary801 m
West Bench ElementaryElementary1.5 km
ConnectEd - Alternative ProgramsSecondary2.0 km
Secondaire de PentictonSecondary2.0 km
Penticton SecondarySecondary2.0 km
Penticton Christian School(Independent)K-122.2 km
Uplands ElementaryElementary2.5 km
Holy Cross School(Independent)Elementary/Middle2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Salty's Beach House · 1000 Lakeshore Dr W120 m
  • Elma · 994 Lakeshore Dr W133 m
  • Cambo Beach · 914 West Lakeshore Drive242 m
  • Denny's357 m
  • Patio Burger & ice cream co.378 m

Cafes (2)

  • Tim Hortons528 m
  • Starbucks · 300 Riverside Drive645 m

Grocery (1)

  • Quality Greens538 m

Parks (5+)

  • SS Sicamous Heritage Shipyard Area185 m
  • Riverside Park239 m
  • Lakawanna Park351 m
  • Unnamed457 m
  • Queens Park540 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (strata, tax, utilities, etc.)$782.13
Total monthly cost$4,007.96
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,517.67

Cash Needed at Closing

Minimum down payment$37,500
Estimated BC PTT$10,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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