Property Type: TownhouseOwnership: Strata

105 119 Ladysmith St

Victoria, BC V8V1J3

$720,000

2 bed1 bath1 parking1,020 sqftBuilt 1977
Get Directions

Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,096 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$484/mo
Annual property tax
$3,982.71

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
SunroomSecond level
Primary BedroomSecond level
BathroomSecond level3-Piece
BedroomSecond level
DenSecond level
Living roomMain level
Dining roomMain level
EntranceMain level
KitchenMain level
PantryMain level

Listing Information

MLS®
1043743
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to the heart of James Bay! This bright and well-maintained 2-bedroom, 1-bath townhome has approximately 1,020 sq. ft. of thoughtfully designed living space over two levels. Featuring maple engineered hardwood floors, an updated kitchen and bathroom, this move-in ready home offers a spacious living and dining area opening to a private patio and garden—perfect for entertaining or relaxing. Upstairs are two generous bedrooms, including a primary with a bright enclosed balcony that creates a versatile bonus space for a home office, fitness area, hobby room, or cozy retreat. Complete with a storage shed and one covered parking stall. Located in a well-run strata just steps to the Inner Harbour, Beacon Hill Park, Dallas Road, cafés, restaurants, shopping, and downtown Victoria. A rare opportunity in one of Victoria's most sought-after neighbourhoods. (id:63159)

Values & Trends

This listing

$706/sqft

Building average

No other active listings in this building

James Bay average

$675/sqft

11 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary361 m
South Park Family SchoolElementary1.3 km
Pacific School of Innovation and Inquiry(Independent)Secondary1.4 km
Victoria West ElementaryElementary1.8 km
Ecole Macaulay ElementaryElementary1.9 km
Christ Church Cathedral School(Independent)Elementary/Middle1.9 km
BeausoleilElementary2.0 km
Victor-BrodeurK-122.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Breakwater Bistro & Bar · 199 Dallas Road366 m
  • Il Covo Trattoria · 106 Superior Street430 m
  • Coco Grill451 m
  • Barb's Fish & Chips454 m
  • The Fish Store456 m

Cafes (3)

  • Coffeehouse at Shoal Point · 19 Dallas Road451 m
  • Nourish Kitchen & Cafe625 m
  • James Bay Coffee House · 425 Simcoe Street735 m

Grocery (1)

  • Thrifty Foods James Bay · 475 Simcoe Street764 m

Parks (5+)

  • Todd Park · 100 Montreal Street98 m
  • Ernest Todd Playground · 111 Montreal Street150 m
  • Macdonald Park · 212 Niagara Street254 m
  • Fisherman's Wharf Park · 300 Saint Lawrence Street359 m
  • Charles Redfern Park · 200 Quebec Street647 m

Pharmacies (1)

  • James Bay Pharmasave · 230 Menzies Street779 m

Banks & ATMs (1)

  • Unnamed · 475 Simcoe Street760 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($47,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$576,000.00
Periodic payment — Principal & Interest (monthly)$3,716.16
Additional monthly expenses (strata, tax, utilities, etc.)$866.89
Total monthly cost$4,583.05
Interest paid over 5-yr term$165,083.26
Balance at end of term$518,113.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,175.13

Cash Needed at Closing

Minimum down payment$47,000
Estimated BC PTT$12,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information