Property Type: TownhouseOwnership: Strata

3 407 William St

Victoria, BC V9A3Y8

$899,000

2 bed2 bath1 parking1,354 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,354 square feet
Zoning
Residential/Commercial

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$669/mo
Annual property tax
$4,379.04

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenMain level
BathroomMain level4-Piece
BedroomMain level
EntranceLower level
StudioLower level
BedroomLower level
Family roomMain level
BathroomLower level2-Piece

Listing Information

MLS®
1039355
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Welcome to The Flatiron, a spectacular New York-inspired loft townhome that is definitely not cookie-cutter! Boasting rare LIVE/WORK zoning, private driveway & street parking at your front door, this bright end unit offers living and flexibility for entrepreneurs & creatives alike. A dramatic, open-concept interior showcases stunning 17’ ceilings, a magnificent two-storey glass wall, and rustic wood beams. The highly functional layout for a small business owner features a 600+ sq ft lower floor with street-level entry that is ideal for an artist studio, office or service/repair shop. Upstairs, a 700+ sq ft retreat offers a full kitchen, 4-piece bath, walk in closet, and a trendy living space that could accommodate one or two bedrooms. Step outside to enjoy a spacious covered rear deck, perfect for relaxing and outdoor entertaining. Located in the desirable Vic West neighbourhood steps from restaurants, E&N bike route, West Bay Walkway, and a scenic 20-minute walk to downtown Victoria. (id:63159)

Values & Trends

This listing

$664/sqft

Building average

No other active listings in this building

Victoria West average

$703/sqft

9 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Victoria West ElementaryElementary371 m
Victor-BrodeurK-12981 m
BeausoleilElementary981 m
Esquimalt High SchoolSecondary1.1 km
Selkirk Montessori School(Independent)Elementary/Middle1.3 km
Ecole Macaulay ElementaryElementary1.4 km
James Bay CommunityElementary1.7 km
SJ Burnside Education CentreSecondary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Victoria Sushi · 176 Wilson Street528 m
  • Pita Land · #110, 182 Wilson Street570 m
  • Crown Palace · 405 Craigflower Road586 m
  • Browns Crafthouse · 184 Wilson Street614 m
  • Boom + Batten Restaurant & Cafe · 2 Paul Kane Place662 m

Cafes (4)

  • Starbucks551 m
  • Spiral Cafe · 418 Craigflower Road615 m
  • Caffe Fantastico739 m
  • Esquimalt Roasting Company · 854 Esquimalt Road794 m

Grocery (1)

  • The Market Garden · 810 Catherine Street411 m

Parks (5+)

  • Dundas Green262 m
  • West Bay Walkway271 m
  • Mary Street Park · 201 Mary Street335 m
  • Rainbow Park · 201 Robert Street347 m
  • Coffin Island Park · 202 Robert Street360 m

Gyms (1)

  • Truth Gym Gallery · 1035 Alston Street663 m

Pharmacies (2)

  • Pharmasave · 180 Wilson Street539 m
  • Save-On-Foods · 172 Wilson Street607 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$1,101.92
Total monthly cost$5,741.95
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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