Property Type: DuplexOwnership: Strata

105 4638 ORCA WAY

Tsawwassen, BC V4M0C2

$1,150,000

4 bed3 bath3 parking2,205 sqftBuilt 2020
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Amenities

Gym

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
Duplex

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$655/mo
Annual property tax
$4,403.13 (2025)

Interior

Heating
Baseboard heaters, Electric
Fireplace
None

Exterior & Lot

Pool
Outdoor pool

Parking

Total spaces
3 — covered indicated
Features
Garage, Visitor Parking

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3086866
Listed
February 5, 2026
Time on market
On the market for 208 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal Pacific Realty Corp. · Data source: CREA DDF.

Description

Seaside by Mosaic in sunny Tsawwassen. Rarely available duplex style home offers 2200+ sqft living space with a large fenced yard, feels like a house! Main level features primary bedroom for convenience, an open concept kitchen, living and dining area, and 10 ft over height ceilings, perfect for entertaining. Upstairs offers two spacious bedrooms and one bathroom that can be used as an ensuite. Ground level offers a spacious fourth room and a full bathroom, which offers plenty flexibility. It can be a bedroom, an office, a family room or a gym? You decide! Located close to the quiet cul-de-sec, this is one of the few duplexes with larger fenced yard. Enjoy it like a house! Walking distance to Tsawwassen Mills, restaurants, shops etc. There's so much to love .. (id:63159)

Values & Trends

This listing

$522/sqft

Building average

No other active listings in this building

Tsawwassen average

$529/sqft

5 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

2,256

(2021 Census)

+176.5% since 2016

Density: 343.4/km²

Dwellings: 1,081

Median household income: $98,000

After-tax: $86,000

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cliff Drive ElementaryElementary786 m
du Bois-joliElementary1.4 km
South Delta SecondarySecondary2.0 km
English Bluff ElementaryElementary2.1 km
South Park ElementaryElementary2.1 km
Southpointe Academy(Independent)K-122.1 km
Beach Grove ElementaryElementary2.7 km
Pebble Hill Traditional ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound Hwy 17 @ Tsawwassen Dr177 m
Southbound Hwy 17 @ Tsawwassen Dr316 m
Westbound 12 Ave @ Bayview Dr550 m
Eastbound 12 Ave @ English Bluff Rd556 m
Westbound 12 Ave @ Cliff Dr729 m

Nearby Places

Restaurants (1)

  • Milestones · 5000 Canoe Pass Way785 m

Parks (3)

  • Unnamed92 m
  • Unnamed121 m
  • Osprey Park706 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$1,131.80
Total monthly cost$7,067.33
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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