Property Type: Detached HouseOwnership: Freehold

10515 138A STREET

Surrey, BC V3T4L2

$1,460,000

6 bed2 bath4 parking1,950 sqftBuilt 1958
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Property Details

Property & Lot

Sub-type
House
Lot size
7,771 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,329.6 (2025)

Interior

Basement
None, Unknown
Heating
Forced air, Natural gas
Fireplace
None

Parking

Total spaces
4 — uncovered indicated
Features
Open

Listing Information

MLS®
R3099040
Listed
March 11, 2026
Time on market
On the market for 173 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Unilife Realty Inc. · Data source: CREA DDF.

Description

6 Bedroom including 3 bedroom basement suite, nice livable home on a huge lot. Excellent Land Assembly property, City of Surrey Official Community Plan says: Low to Mid Rise up to 2.5 FAR, rent now while you wait for Land Assembly eventually. Very central location. Walking distance to both Surrey Central Skytrain Station & Surrey Central business district including schools, parks, shopping malls, recreation centre, library, city hall and SFU Surrey Campus. Other apartment buildings in this area are under construction. (id:63159)

Values & Trends

This listing

$749/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Good Counsel(Independent)Elementary184 m
Honour Secondary School(Independent)Secondary284 m
Forsyth Road ElementaryElementary519 m
Mary Jane Shannon ElementaryElementary1.2 km
Lena Shaw ElementaryElementary1.2 km
Kwantlen Park SecondaryElementary1.3 km
K B Woodward ElementaryElementary1.5 km
Old Yale Road ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 104 Ave @ 138A St170 m
Eastbound 104 Ave @ 139 St213 m
Eastbound 104 Ave @ Whalley Blvd261 m
Westbound 104 Ave @ 140 St334 m
Westbound 104 Ave @ Whalley Blvd345 m

Nearby Places

Restaurants (5+)

  • King Do Seafood Restaurant · 13922 104 Avenue256 m
  • Taste of Pho · 13979 140 Street325 m
  • Bozzini's · 13655 104 Avenue412 m
  • Unnamed443 m
  • DONI Korean Restaurant · 10592 King George Boulevard466 m

Cafes (5+)

  • Starbucks · 10362 King George Boulevard503 m
  • Huyen Cafe · 13551 105A Avenue616 m
  • Chatime · 10255 King George Boulevard717 m
  • Ken's Tea House · 10692 135A Street719 m
  • Gong Cha · 10294 City Parkway758 m

Grocery (5+)

  • Surrey Super Market · 13853 104 Avenue151 m
  • Day to Day Grocery & Produce · 13664 104 Avenue418 m
  • Lucky Supermarket · 10628 King George Boulevard491 m
  • Union Latino's Food · 13569 105A Avenue587 m
  • GG's African Caribbean Market · 10625 King George Boulevard591 m

Parks (1)

  • Forsyth Park · 10632 139 Street397 m

Gyms (1)

  • Planet Fitness · 10642 King George Boulevard509 m

Pharmacies (4)

  • East To West Holistic · 14045 104 Avenue439 m
  • London Drugs · 10348 King George Boulevard488 m
  • Pharmasave · 10654 King George Boulevard526 m
  • Gain Pharmacy688 m

Banks & ATMs (5+)

  • Prospera · 13747 104 Avenue251 m
  • Sharons Credit Union · 10541 King George Boulevard534 m
  • TD · 10435 King George Boulevard544 m
  • Vancity · 10293 King George Boulevard646 m
  • Bitcoin ATM Coinsite · 10252 City Parkway778 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($121,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,168,000.00
Periodic payment — Principal & Interest (monthly)$7,535.54
Additional monthly expenses (strata, tax, utilities, etc.)$625.47
Total monthly cost$8,161.01
Interest paid over 5-yr term$334,752.16
Balance at end of term$1,050,619.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$121,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,296.44

Cash Needed at Closing

Minimum down payment$121,000
Estimated BC PTT$27,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$149,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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