Property Type: Detached HouseOwnership: Freehold

10425 140B STREET

Surrey, BC V3T4N9

$1,799,999

5 bed2 bath1 parking2,100 sqftBuilt 1958
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Property Details

Property & Lot

Sub-type
House
Lot size
7,641 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,924.67 (2025)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Garage, Other

Listing Information

MLS®
R3099167
Listed
March 12, 2026
Time on market
On the market for 172 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal Pacific Realty Corp. · Data source: CREA DDF.

Description

Located on a quiet inner street, but prime area at Surrey's Whalley rapidly growing neighborhood. The property falls within the Guildford Town Centre Plan where future development envisions Low to Mid Rise Residential. The house has undergone some renovations, buyers have the flexibility to live in the home, or hold it as an investment property with rental potential before redevelopment of this 7800+ sqft lot. This 2100 sqft home comes with 3 bed 1 bath on Main floor and a 2 bed 1 bath rental suite in the basement. Close to church, transit, walking distance to The Central City Mall, City Hall & North Surrey Rec center. (id:63159)

Values & Trends

This listing

$857/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Good Counsel(Independent)Elementary333 m
Forsyth Road ElementaryElementary719 m
Honour Secondary School(Independent)Secondary741 m
Lena Shaw ElementaryElementary847 m
Mary Jane Shannon ElementaryElementary865 m
Guildford Park SecondaryElementary1.2 km
Hjorth Road ElementaryElementary1.4 km
Ellendale ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound 104 Ave @ 140 St115 m
Westbound 104 Ave @ 140 St177 m
Westbound 104 Ave @ 142 St238 m
Eastbound 104 Ave @ 142 St303 m
Eastbound 104 Ave @ 139 St365 m

Nearby Places

Restaurants (4)

  • Taste of Pho · 13979 140 Street161 m
  • King Do Seafood Restaurant · 13922 104 Avenue318 m
  • Zugba Flame Grilled Chicken · 14351 104 Avenue585 m
  • Phở Hòa · 14357 104 Avenue644 m

Cafes (3)

  • Tasty Sandwiches & Desserts592 m
  • Four Seasons593 m
  • Jazen Tea625 m

Grocery (2)

  • Surrey Super Market · 13853 104 Avenue429 m
  • Hen Long Market · 14351 104 Avenue580 m

Parks (3)

  • Cedar Grove Park455 m
  • Hawthorne Rotary Park · 10513 144 Street495 m
  • Forsyth Park · 10632 139 Street531 m

Pharmacies (1)

  • East To West Holistic · 14045 104 Avenue55 m

Banks & ATMs (1)

  • Prospera · 13747 104 Avenue666 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($360,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,439,999.00
Periodic payment — Principal & Interest (monthly)$9,290.38
Additional monthly expenses (strata, tax, utilities, etc.)$765.39
Total monthly cost$10,055.77
Interest paid over 5-yr term$412,707.85
Balance at end of term$1,295,283.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$360,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,073.09

Cash Needed at Closing

Minimum down payment$360,000
Estimated BC PTT$34,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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