Property Type: Condo / ApartmentOwnership: StrataNEW LISTING

108 898 Vernon Ave

Saanich, BC V8X2W6

$448,800

2 bed2 bath1 parking779 sqftBuilt 1993
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Style
Westcoast
Lot size
829 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$516/mo
Annual property tax
$2,079.28

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Central location, Cul-de-sac, Wooded area, Other

Building

Security
Fire alarm system
Parcel ID (PID)
018-811-850

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level
Laundry roomMain level5' x 4'
BathroomMain level4-Piece
BedroomMain level8' x 9'
BathroomMain level4-Piece
Primary BedroomMain level10' x 10'
KitchenMain level7' x 7'
Dining roomMain level8' x 8'
Living roomMain level11' x 14'

Listing Information

MLS®
1048092
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 30, 2026

Listing provided by: Sutton Group West Coast Realty · Data source: CREA DDF.

Description

Welcome to Chelsea Green @ UPTOWN... talk about convenience! Freshly & Tastefully Renovated & Located right across from Save-On-Foods just half block to Uptown Center, this home has just had some terrific upgrades: New Kitchen w/Granite counters & tiled backsplash, newer appliances, new paint, new flooring, and TWO renewed bathrooms ~ both with TUB & SHOWER. The location is CENTRAL, placed strategically next to two major bus routes: #26 goes direct to U-Vic & Dockyards in Esquimalt, or several routes take you to Saanich Peninsula & ferries.. Whether you're looking for your first home, downsizing or buying a rental property this one hits all the right notes! Pets are ok, you can bring ANY Size Dog, or up to 2-Cats. BBQ also OK. Enjoy the handy In-Unit Landry, Secure Underground Parking & Ample Storage Locker. Contact mikko@sutton.com to book your viewing. (id:63159)

Values & Trends

This listing

$576/sqft

Building average

No other active listings in this building

Swan Lake average

$596/sqft

3 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

74

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cloverdale Traditional ElementaryElementary950 m
Ecole Quadra ElementaryElementary1.4 km
St Andrew's Regional High(Independent)Secondary1.4 km
SJ Burnside Education CentreSecondary1.5 km
Reynolds SecondaryElementary1.6 km
Colquitz Middle SchoolElementary1.7 km
Tillicum Community SchoolElementary1.7 km
Selkirk Montessori School(Independent)Elementary/Middle1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Inasal House · 3666 Saanich Road141 m
  • Boston Pizza212 m
  • Ono Poké378 m
  • Power House Living Foods Co.386 m
  • Erito Sushi393 m

Cafes (5+)

  • Starbucks381 m
  • Hey Happy385 m
  • Rhino Coffee House387 m
  • Tim Hortons · 3501 Ravine Way396 m
  • Starbucks475 m

Grocery (2)

  • Save-On-Foods · 3510 Blanshard Street167 m
  • Whole Foods Market · 3587 Blanshard Street415 m

Parks (5+)

  • Blanshard Park200 m
  • Tolmie Park455 m
  • Rutledge Park670 m
  • Regina Park675 m
  • Unnamed676 m

Shopping (2)

  • Walmart · 3460 Saanich Road260 m
  • Uptown328 m

Gyms (2)

  • Steve Nash Fitness World363 m
  • CrossFit Vic City504 m

Pharmacies (2)

  • Unnamed175 m
  • Shoppers Drug Mart · 3511 Blanshard Street292 m

Banks & ATMs (5+)

  • Scotiabank · 3521 Blanshard Street252 m
  • RBC Royal Bank · 3541 Blanshard Street286 m
  • TD · 3530 Blanshard Street298 m
  • Unnamed407 m
  • BMO · 3451 Saanich Road416 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,440) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,040.00
Periodic payment — Principal & Interest (monthly)$2,316.40
Additional monthly expenses (strata, tax, utilities, etc.)$728.13
Total monthly cost$3,044.54
Interest paid over 5-yr term$102,901.90
Balance at end of term$322,957.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,440
Stress test qualifying rate8.09%
Payment you must qualify for$3,278.56

Cash Needed at Closing

Minimum down payment$22,440
Estimated BC PTT$6,976
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,916

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information