1087 FINLAY STREET
White Rock, BC V4B4K7
$2,675,000
Amenities
Also listed: Storage - Locker, Guest Suite, Sauna, Air Conditioning
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 6,264 square feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $14,012.54 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Electric, Natural gas
- Fireplace
- Yes (3)
Exterior & Lot
- View
- Mountain view, Ocean view
Parking
- Total spaces
- 2 — covered indicated
- Features
- Garage, Other
Listing Information
- MLS®
- R3135142
- Listed
- June 11, 2026
- Time on market
- On the market for 81 days
- Tax assessment year
- 2025
- Data last synced
- August 28, 2026
Listing provided by: Macdonald Realty (White Rock) · Data source: CREA DDF.
Description
STUNNING 6 BEDROOM 7BTH OCEAN VIEW HOME with expansive 5,700 square feet of amazing living area. Elevator! Tucked at the end of a private street with only one neighbour, this property delivers the pinnacle of White Rock lifestyle, showcasing breathtaking panoramic ocean & mountain views. The upper level is ideal for hosting, with beautiful sundecks, automated retractable awning, & an open concept layout that flows seamlessly to the outdoors. The main floor presents a smart layout where every bedroom features its own ensuite, plus a grand primary suite serving as a peaceful sanctuary with walk in closet and spa like ensuite. Captivating ocean outlooks across the water and coastline! 4 levels of luxury living including theatre room & wet bar. 2BR Legal suite perfect for Air B & B revenue. (id:63159)
Values & Trends
This listing
$470/sqft
Building average
—
No other active listings in this building
White Rock average
$788/sqft
147 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Detached (House) Market Stats — White Rock
Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.
MLS® HPI Benchmark Price
$1,578,300
Jul 2026
Average Sale Price
$1,713,071
Jul 2026
Monthly Sales
7
Jul 2026
Active Listings
151
Jul 2026
Sales-to-Active Ratio
5.0%
Jul 2026
Median Days to Contract
11 days
Jul 2026
MLS® HPI Benchmark Price
Source: Fraser Valley Real Estate Board (FVREB).
Location Insights
Weather
17°C
—
Humidity 80%
Wind SW calm km/h
Tonight
14°
Tuesday
21°
Tuesday night
16°
Wednesday
19°
Wednesday night
14°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
21,939
(2021 Census)
+10% since 2016
Density: 4,243.5/km²
Dwellings: 11,541
Median household income: $73,000
After-tax: $65,000
Immigrant population: 29%
Top countries of origin (% of total population)
- United Kingdom4.6% · 1,020
- China4.4% · 965
- India3% · 650
- United States of America1.8% · 395
- Philippines1.5% · 330
- Germany1% · 220
- Taiwan0.6% · 135
- South Africa, Republic of0.5% · 110
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
22
3/9 categories nearby
Transit
33
5 stop(s) within 800m
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| St John Paul II Academy(Independent) | Secondary | 716 m |
| Peace Arch Elementary | Elementary | 727 m |
| White Rock Elementary | Elementary | 773 m |
| Earl Marriott Secondary | Elementary | 1.1 km |
| South Meridian Elementary | Elementary | 1.4 km |
| Newbridge Academy(Independent) | Elementary | 1.9 km |
| Jessie Lee Elementary | Elementary | 2.0 km |
| H T Thrift Elementary | Elementary | 2.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
| Stop | Type | Distance |
|---|---|---|
| Eastbound Buena Vista Ave @ Maple St | — | 248 m |
| Westbound Buena Vista Ave @ Lee St | — | 301 m |
| Westbound Columbia Ave @ 15500 Block | — | 330 m |
| Westbound Columbia Ave @ Maple St | — | 365 m |
| Eastbound Columbia Ave @ Maple St | — | 375 m |
Nearby Places
Restaurants (5+)
- Coney Island Fish and Chips · 15487 Marine Drive499 m
- Zapoteca Mexican Grill & Seafood · 15495 Marine Drive500 m
- Bandra Cafe · 15519 Marine Drive502 m
- Montgomery's Cottage Lunch · 15539 Marine Drive510 m
- La Baia Ristorante Italiano · 15791 Marine Drive676 m
Cafes (3)
- Leieve Tea · 15581 Marine Drive544 m
- Finlay's East Beach Café · 15611 Marine Drive555 m
- Verandah Cafe by the Beach708 m
Parks (5+)
- Davey Park108 m
- Unnamed238 m
- Unnamed310 m
- Unnamed329 m
- Unnamed347 m
Nearby places data: © OpenStreetMap contributors.
School district: Surrey (SD36)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($535,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.