Property Type: Condo / ApartmentOwnership: Strata

109 1655 Begbie St

Victoria, BC V8R1L4

$350,000

1 bed1 bath1 parking676 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
676 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$432/mo
Annual property tax
$1,847.57

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level4'0 x 11'9
BathroomMain level4-Piece
Primary BedroomMain level11'10 x 11'8
KitchenMain level6'11 x 7'8
Dining roomMain level7'4 x 7'10
Living roomMain level12'0 x 17'2
EntranceMain level4'0 x 8'9

Listing Information

MLS®
1041647
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Welcome to this well-located condo in the popular Chestnut Grove complex, ideally situated in Victoria’s sought-after Jubilee/Fernwood neighbourhood. This bright, functional ground-floor suite features an open layout with generous living and dining areas, highlighted by a cozy fireplace—perfect for everyday living.The updated kitchen is equipped with new appliances, ample storage, and great workspace, while vinyl plank flooring flows throughout the home, adding durability and modern appeal. The generously sized bedroom and well-appointed bathroom provide comfortable, easy living.Your private patio—an ideal spot for morning coffee or unwinding at the end of the day. Secure underground parking and separate storage complete this fantastic offering in a well-managed, centrally located complex. (id:63159)

Values & Trends

This listing

$518/sqft

Building average

No other active listings in this building

Fernwood average

$506/sqft

6 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Victor SchoolK-12393 m
Sundance-Bank ElementaryElementary437 m
St Patrick's School(Independent)Elementary798 m
Victoria HighElementary991 m
Glenlyon Norfolk School(Independent)K-121.1 km
Oak Bay SecondarySecondary1.2 km
Central Middle SchoolElementary1.2 km
Victoria School for Ideal Education(Independent)Elementary/Middle1.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • CairoMum · 1807 Fort Street293 m
  • White Spot · 1871 Fort Street485 m
  • Togo Sushi · 1883 Fort Street510 m
  • Kappo Marta · 1600 Bay Street524 m
  • Tartan Toque · 1507 Pandora Avenue579 m

Cafes (5+)

  • QV Coffee House · 1769 Fort Street242 m
  • Shine Cafe · 1548 Fort Street564 m
  • Tim Hortons598 m
  • Tim Hortons · 1950 Foul Bay Road733 m
  • Starbucks763 m

Grocery (2)

  • Urban Grocer333 m
  • Save-On-Foods · 1950 Foul Bay Road731 m

Parks (5+)

  • Fern Street Park · 1819 Fern Street73 m
  • Leighton Green176 m
  • Shelbourne Green296 m
  • Begbie Parkway327 m
  • Agamemnon and Eleni Kasapi Park · 1850 Leighton Road409 m

Gyms (2)

  • Six Factors Fitness · 1931 Lee Avenue626 m
  • Arbutus Physiotherapy · 1928 Oak Bay Avenue759 m

Pharmacies (3)

  • I.D.A. · 1775 Fort Street253 m
  • Fort Royal Pharmacy · 1803 Fort Street283 m
  • Shoppers Drug Mart321 m

Banks & ATMs (2)

  • Localcoin Bitcoin ATM495 m
  • Island Savings: Jubilee Branch · 1955 Fort Street753 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$280,000.00
Periodic payment — Principal & Interest (monthly)$1,806.46
Additional monthly expenses (strata, tax, utilities, etc.)$620.13
Total monthly cost$2,426.60
Interest paid over 5-yr term$80,248.80
Balance at end of term$251,860.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,556.81

Cash Needed at Closing

Minimum down payment$17,500
Estimated BC PTT$5,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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