Property Type: Detached HouseOwnership: Freehold

109 Fairway Drive

Kaleden, BC V0H1K0

$1,399,000

3 bed4.5 bath2 parking3,673 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.23 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$373/mo
Annual property tax
$3,814

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Heat Pump
Fireplace
Yes (3)
Fireplace type
Roughed in

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageLower level20'5'' x 15'5''
Recreation roomLower level22'2'' x 30'11''
OtherLower level12'10'' x 15'8''
5pc Ensuite bathSecond level
3pc Ensuite bathSecond level
Primary BedroomSecond level28'11'' x 18'10''
Primary BedroomSecond level15'5'' x 19'10''
OtherSecond level9'3'' x 8'
4pc Ensuite bathMain level
2pc BathroomMain level
Living roomMain level14'4'' x 15'10''
Laundry roomMain level13' x 9'11''
KitchenMain level11'6'' x 12'10''
OtherMain level35'2'' x 24'
FoyerMain level9'1'' x 5'8''
Dining roomMain level10'5'' x 12'10''
Primary BedroomMain level13'5'' x 12'11''

Listing Information

MLS®
10377372
Listed
February 27, 2026
Time on market
On the market for 185 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Penticton Realty · Data source: CREA DDF.

Description

Welcome to 109 Fairway Drive in St. Andrews By The Lake. This architecturally stunning home, 15 minutes from Penticton, features unparalleled views of nature, 3,675 sqft of living space, 2 stories with a walk-out lower level. Impeccably built in 2018 with contemporary design to maximize views, style, sunlight, privacy and efficiency. Featuring glass/stainless steel railings, floating upper-level catwalk and soaring 20ft ceilings. 3 huge primary suites on the upper & main levels with 5, 4 & 3 pc ensuites, jetted tub, luxury showers, walk-in closet & private patio/deck spaces for each with the main level patio featuring its own hot tub. Granite kitchen countertop, stainless appliances, walk-in pantry, custom cabinetry and natural light make this a dream kitchen. Many finer details: reverse osmosis, central vac, 4 decks, no-maintenance landscaping, 150ft concrete driveway: parking for 10+ vehicles and the foresight to have the home wired to function with a generator for potential power outages. Enjoy the spacious dream garage: (35.2’x24’): epoxy floors, workshop area & storage cabinetry. Walkout lower level has drywall, roughed-in plumbing & separate 100A panel—suite potential and 220V wiring on lower deck. St. Andrew’s offers some of the finest amenities: free golf for owners AND their children, heated swimming pool, tennis/pickleball courts, clubhouse, gym and secure RV storage. This is truly one of the finest and most unique homes in St. Andrews. Book a private showing today. (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

Kaleden/Okanagan Falls Rural average

$509/sqft

11 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary4.0 km
Kaleden ElementaryElementary5.7 km
Princess Margaret SecondarySecondary13.8 km
Wiltse ElementaryElementary15.0 km
Holy Cross School(Independent)Elementary/Middle16.3 km
Penticton Christian School(Independent)K-1216.6 km
Columbia ElementaryElementary16.8 km
Penticton SecondarySecondary17.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$874.45
Total monthly cost$8,095.15
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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