Property Type: Detached HouseOwnership: Freehold

4400 McLean Creek Road Unit# 145

Okanagan Falls, BC V0H1R6

$1,150,000

4 bed3.5 bath4 parking3,574 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$150/mo
Annual property tax
$5,052.67

Maintenance Fee Includes

Management

Also included: Other, See Remarks

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Other
View
City view, Lake view, Mountain view, Ravine view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
Utility roomBasement7'6'' x 15'5''
OtherBasement9'8'' x 17'
OtherBasement7' x 9'
KitchenMain level13'11'' x 17'3''
Dining roomMain level11'6'' x 12'4''
Living roomMain level19'2'' x 24'9''
FoyerMain level7'10'' x 11'8''
Laundry roomMain level6'8'' x 12'3''
Primary BedroomMain level12'11'' x 16'1''
BedroomMain level11'2'' x 11'
OtherMain level5'9'' x 11'4''
5pc Ensuite bathMain level
2pc BathroomMain level
BedroomBasement10'5'' x 13'
BedroomBasement10' x 13'
Recreation roomBasement17' x 19'10''
Family roomBasement10'10'' x 17'10''
Wine CellarBasement6'9'' x 12'9''

Listing Information

MLS®
10386818
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Custom built rancher with walk out basement with amazing unobstructed lake and valley views from this over 3500sq ft home. Owners designed and built in 2017 with lots of thought and extras to not miss a thing. The main floor is open concept with large kitchen dining room, living room with gas fireplace and large windows to capture the amazing views. There are two bedrooms on the main. The custom kitchen has a large island, pantry, wine fridge, all stainless- steel high-end appliances, pull out cabinets for spices, trays utensils and more. Off the dining room is a large deck with phantom screens, BBQ outlet and lots of space to enjoy the views. Basement has 2 bedrooms, large rec room with wet bar and pool table. The patio off the basement has a pergola with roll down screens and hot tub. Large multipurpose room and wine room. The home has many more features such as extra-large garage with humidity controlled and heated, heated bathroom floors, automatic lighting in some rooms, heated floors in bathrooms, reverse osmosis to fridge and sink, filter and sterilization house water, built in wall vacuum system and low maintenance yard. Home warranty still in effect. Secure gated community, all ages and 2 pets welcome. No short-term rentals. Full strata package available. Video walk-thru on Virtual Tour, or in More Information. (id:63159)

Values & Trends

This listing

$322/sqft

Building average

No other active listings in this building

Okanagan Falls average

$535/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary978 m
Kaleden ElementaryElementary5.6 km
Princess Margaret SecondarySecondary13.4 km
Wiltse ElementaryElementary14.3 km
Columbia ElementaryElementary16.0 km
Holy Cross School(Independent)Elementary/Middle16.0 km
Penticton Christian School(Independent)K-1216.4 km
Entre-lacsElementary/Middle16.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Rise and Shine Coffee House749 m

Parks (1)

  • Centennial Park779 m

Banks & ATMs (1)

  • Interior Savings & Credit Union · 4929 9th Avenue736 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$750.06
Total monthly cost$6,685.58
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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