Property Type: Detached HouseOwnership: Freehold

1090 Houghton Road

Kelowna, BC V1X6G8

$949,800

5 bed3 bath4 parking2,667 sqftBuilt 1981
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.28 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,467.63

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
4 — covered indicated
Features
Carport, RV

Room Dimensions

RoomLevelDimensions
Full bathroomMain level
Laundry roomLower level11'5'' x 8'10''
OtherLower level5'9'' x 10'11''
BedroomLower level12'0'' x 11'1''
BedroomLower level11'8'' x 9'11''
Recreation roomLower level26'8'' x 18'8''
BedroomMain level12'6'' x 11'5''
BedroomMain level12'6'' x 9'10''
Dining roomMain level11'4'' x 10'1''
Full ensuite bathroomMain level5'7'' x 6'10''
Full bathroomMain level8'2'' x 6'10''
Primary BedroomMain level14'1'' x 11'1''
Living roomMain level17'3'' x 21'3''
KitchenMain level11' x 17'11''

Listing Information

MLS®
10392553
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Opportunity Knocks! This well-maintained, one-owner family home offers 5 bedrooms and 3 bathrooms on a beautifully cared-for property in a highly central location. Just minutes from schools, shopping, amenities, transit, and Ben Lee Park, this property presents an exceptional opportunity for homeowners, investors, and developers alike. Enjoy the home as-is, generate strong rental income while holding, or explore the significant redevelopment potential. Currently zoned MF1 for future development, this property offers exciting possibilities in a growing area. Must be sold in conjunction with the neighbouring property at 350 Fleming Road, creating an even greater redevelopment opportunity. A rare chance to secure a prime development site in a sought-after location. (id:63159)

Values & Trends

This listing

$356/sqft

Building average

No other active listings in this building

Rutland North average

$516/sqft

84 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kelowna Arts Academy(Independent)K-12153 m
Flex Academy(Independent)K-12248 m
Pearson Road ElementaryElementary938 m
Springvalley Middle SchoolElementary1.1 km
Springvalley ElementaryElementary1.2 km
Quigley ElementaryElementary1.4 km
Rutland Middle SchoolMiddle1.7 km
Belgo Elementary SchoolElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Bluetail Sushi · #102-1675 Commerce Avenue746 m

Cafes (2)

  • Starbucks552 m
  • Unnamed643 m

Grocery (1)

  • IGA785 m

Parks (2)

  • Ben Lee Park321 m
  • Davie Park671 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,840.00
Periodic payment — Principal & Interest (monthly)$4,902.23
Additional monthly expenses (strata, tax, utilities, etc.)$505.30
Total monthly cost$5,407.53
Interest paid over 5-yr term$217,772.33
Balance at end of term$683,478.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,980
Stress test qualifying rate8.09%
Payment you must qualify for$6,765.51

Cash Needed at Closing

Minimum down payment$69,980
Estimated BC PTT$16,996
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,476

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information