Property Type: Land / LotOwnership: Strata

10901 Highway 3A Highway Lot# 13

Sanca, BC V0B1A2

$379,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.46 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Annual property tax
$722

Interior

Fireplace
None

Listing Information

MLS®
10390489
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Incredible opportunity for you to be the next resident of the Sanca Creek Beach Resort! This waterfront cooperative on beautiful Kootenay Lake allows for you to park your RV on your lot year round and enjoy this lakeside community. Seldom does anything come up for sale in here, and if one does rarely does the public get a chance at it, they are almost always picked up immediately by a friend or relative of someone already residing within the community. This is a share sale wherein you are purchasing shares in the cooperation, you have the Right to Occupy your designated lot and enjoy the waterfront amenities. Lot 13 has a permanent structure with a 3 piece bathroom as well as a storage area, a concrete patio with gazebo and 3 RV hookups on this lot alone. You may have 1 RV set up permanently, the other 2 RV hookups are for temporary guests of yours. Lot 13 is the second largest lot in the Sanca Creek Beach Resort and offers lake views, plenty of lawn area, easy access in and out of this gated community and is situated just a short stroll to the beach. For those of you that have been looking for somewhere to have your RV set up year round - call your REALTOR to get all the details on Lot 13 in Sanca Creek Beach Resort. The Sellers would consider selling one or both of their RV's independently to the Buyer if you are interested. Kootenay Lake living, camping or relaxing - just imagine! (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 62%

Wind NNW 7 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$303,200.00
Periodic payment — Principal & Interest (monthly)$1,956.14
Additional monthly expenses (strata, tax, utilities, etc.)$60.17
Total monthly cost$2,016.31
Interest paid over 5-yr term$86,897.99
Balance at end of term$272,729.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,768.66

Cash Needed at Closing

Minimum down payment$18,950
Estimated BC PTT$5,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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