Property Type: Land / LotOwnership: Freehold

9779 3A Highway Unit# B

Kuskanook, BC V0B1A1

$410,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.65 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,518

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Listing Information

MLS®
10381710
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Purcell Realty Ltd · Data source: CREA DDF.

Description

This incredible lot in Kuskanook offers the perfect opportunity to own a piece of Kootenay Lake’s breathtaking shoreline. With direct water access, this property provides a serene setting to build your dream home or getaway retreat. Enjoy unobstructed views of the lake and surrounding mountains, creating a picturesque backdrop for relaxation and outdoor activities. The property also includes access to a beautiful breakwater beach, offering a calm and inviting place to swim, kayak, or simply unwind by the water. Located in a desirable and peaceful area, this lot is ideal for those looking to embrace lakeside living while still being within reach of nearby amenities. Whether you're seeking a year-round home or a seasonal escape, this is a rare opportunity to own a piece of Kuskanook's natural beauty. (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$328,000.00
Periodic payment — Principal & Interest (monthly)$2,116.14
Additional monthly expenses (strata, tax, utilities, etc.)$126.50
Total monthly cost$2,242.64
Interest paid over 5-yr term$94,005.74
Balance at end of term$295,037.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,995.12

Cash Needed at Closing

Minimum down payment$20,500
Estimated BC PTT$6,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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