Property Type: Mobile / Manufactured

1098 Houston Street Unit# 34

Merritt, BC V1K1C3

$184,900

3 bed2 bath4 parking1,566 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1

Ownership & Fees

Property type
Mobile / Manufactured
Strata / maintenance fee
$550/mo
Annual property tax
$1,807.93

Maintenance Fee Includes

Also included: Pad Rental

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Carpeted, Vinyl
Appliances
Refrigerator, Range - Electric, Dishwasher, Microwave, Washer & Dryer, Water Heater - Electric

Exterior & Lot

Exterior features
Vinyl siding
View
River view
Waterfront
Waterfront on river
Lot features
Private setting

Building

Foundation
Block
Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
000-000-000

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed
Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level10'6'' x 10'
4pc BathroomMain level5' x 6'10''
BedroomMain level10'6'' x 10'6''
BedroomMain level10'6'' x 9'6''
4pc Ensuite bathMain level5' x 9'4''
Primary BedroomMain level13' x 13'
Dining roomMain level12'8'' x 10'10''
Family roomMain level12'8'' x 14'4''
Living roomMain level13' x 14'6''
KitchenMain level12' x 13'

Listing Information

MLS®
10363079
Listed
September 18, 2025
Time on market
On the market for 359 days
Data last synced
September 13, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Riverfront living for under $209,900! Welcome to Riverside Mobile Home Park, one of Merritt’s most desirable and peaceful communities. This rare double-wide sits directly along the beautiful Coldwater River, offering unmatched privacy, stunning views, and no neighbours in front, just green space and the riverbank. Inside, you’ll love the expansive layout featuring a large master retreat with his & hers closets and full 4-pce ensuite, two additional well-sized bedrooms, and another 4-piece bath. The bright, open kitchen includes a skylight, eating island, ample cabinetry, and a range that’s only a year old. There’s also a formal dining room, a luxurious living room with cozy gas fireplace, and a separate family room with garden door onto the backyard. The home is thoughtfully positioned sideways on the lot, creating an expansive frontage onto the river for your own private oasis. Outside, enjoy a covered front porch, open parking enough for 3 vehicles plus two handy sheds for storage, and the peaceful setting of the Coldwater River just steps away. Affordable waterfront living like this is truly a rare find in Merritt. Don’t miss your chance to own this little piece of paradise. *This is a sale of a mobile home in a park, there is no land being offered for sale. New owner must be approved by the PArk before purchase. (id:63159)

Values & Trends

This listing

$118/sqft

Building average

No other active listings in this building

Merritt average

$404/sqft

15 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

10°C

Humidity 60%

Wind SE 5 km/h

Tonight

Sunday

23°

Sunday night

Monday

21°

Monday night

10°

Tuesday

17°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicola Canford ElementaryElementary801 m
Diamond Vale ElementaryElementary857 m
Merritt Central ElementaryElementary1.6 km
Kengard Alternate SchoolSecondary1.7 km
Merritt SecondaryElementary1.9 km
Collettville ElementaryElementary2.3 km
Merritt Bench ElementaryElementary2.8 km
Lower Nicola Band School(Independent)Elementary8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$147,920.00
Periodic payment — Principal & Interest (monthly)$954.33
Additional monthly expenses (strata, tax, utilities, etc.)$778.66
Total monthly cost$1,732.99
Interest paid over 5-yr term$42,394.30
Balance at end of term$133,054.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,245
Stress test qualifying rate8.09%
Payment you must qualify for$1,350.73

Cash Needed at Closing

Minimum down payment$9,245
Estimated BC PTT$1,849
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,594

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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