Property Type: Condo / ApartmentOwnership: StrataRECENTLY LISTED

11 115 20th St

Courtenay, BC V9N8B1

$388,000

1 bed1 bath1 parking651 sqftBuilt 2007
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Zoning
Residential

MU-2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$410/mo
Annual property tax
$2,219.59

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
1 — uncovered indicated
Features
Open

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level7'3 x 10'3
BathroomMain level4-Piece
Primary BedroomMain level9'10 x 13'1
Living roomMain level9'11 x 12'7
Dining roomMain level7'0 x 12'7
KitchenMain level7'4 x 9'0
EntranceMain level4'5 x 9'0

Listing Information

MLS®
1047576
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CX) · Data source: CREA DDF.

Description

Immaculate, ground floor 650sqft one bedroom, one bathroom condo in the popular ‘Tides’ riverside development offers an incredible care-free living opportunity. Inside, you will appreciate new laminate floors in main living area & how neat, tidy and well cared for the home is. Bright galley kitchen with plenty of cupboards & counter space has bar stool seating for intimate gatherings. Adjacent dining & living rooms open to lovely, private patio & all offer distant Beaufort mountain views and ocean breezes. Enjoy these same views from the large primary bedroom with walk-in closet and cheater ensuite access. Bonus dedicated parking right out front + storage locker below. Professionally run strata with affordable fees. Centrally located close to all Courtenay amenities with direct access to the scenic Riverway Trail, this home provides simple, worry-free living at its finest. (id:63159)

Values & Trends

This listing

$596/sqft

Building average

No other active listings in this building

Courtenay City average

$366/sqft

27 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nala'atsi Alternate ProgramSecondary785 m
Courtenay ElementaryElementary949 m
Lake Trail CommunityMiddle1.8 km
Ecole Puntledge Park ElementaryElementary2.1 km
Glacier View Secondary CentreK-122.3 km
Valley View ElementaryElementary2.7 km
Aspen Park ElementaryElementary2.9 km
Arden ElementaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Locals Restaurant at the Old House · 1760 Riverside Lane292 m
  • Browns SocialHouse487 m
  • White Spot · 2299 Cliffe Avenue530 m
  • Westerly Family Restaurant563 m
  • Dosirak610 m

Cafes (4)

  • Unnamed · 102A 20th Street122 m
  • Been Around The World Café · 2104 Cliffe Avenue211 m
  • Airpark Beachwood Café493 m
  • Tim Hortons · 2599 Cliffe Avenue702 m

Grocery (1)

  • Thrifty Foods · 1551 Cliffe Avenue626 m

Parks (4)

  • Courtenay Marina Park110 m
  • Maple Park627 m
  • Standard Park656 m
  • Cooper Park683 m

Gyms (1)

  • Rasa109 m

Pharmacies (4)

  • Rexall · 1604 Cliffe Avenue488 m
  • Living Room Pharmacy616 m
  • Courtenay Pharmacy617 m
  • IslandCare Pharmacy647 m

Banks & ATMs (1)

  • First Credit Union · 1599 Cliffe Avenue555 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$310,400.00
Periodic payment — Principal & Interest (monthly)$2,002.60
Additional monthly expenses (strata, tax, utilities, etc.)$627.97
Total monthly cost$2,630.56
Interest paid over 5-yr term$88,961.53
Balance at end of term$279,205.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,400
Stress test qualifying rate8.09%
Payment you must qualify for$2,834.40

Cash Needed at Closing

Minimum down payment$19,400
Estimated BC PTT$5,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,660

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information