Property Type: Land / LotOwnership: Freehold

11 Pirate Pl

Protection Island, BC V9R6R1

$220,000

0 bed0 bath2 parking
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Property Details

Property & Lot

Lot size
9,000 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,513.16

Interior

Fireplace
None

Parking

Total spaces
2

Listing Information

MLS®
1031797
Listed
April 13, 2026
Time on market
On the market for 140 days
Data last synced
August 28, 2026

Listing provided by: 460 Realty Inc. (NA) · Data source: CREA DDF.

Description

Protection Island building lot, 9000 sqft in the forest, with undeveloped parkland behind. Tucked into a quiet little cul-de-sac with nice homes, this lot is quite level with a gentle rise at the back. There's a BC Hydro power pole at the front corner, and City of Nanaimo water and sewer services at the other. Mature second-growth fir & cedar trees provide shade and a woodsy aesthetic. As for location, this is just a 660m walk from the hourly passenger ferry or 700m from the boat ramp, or 515m from the community dock. Protection Island has a quiet Gulf Island vibe with seabird sounds and lots of beaches, but it's only 1.2km from downtown Nanaimo, across the protected harbour. Wouldn't you like to be on the water more often? (Protection Island is exempted from the BC Speculation Tax. All lot lines indicated are approximations. Lot dimensions are about 75' wide x 120'.) (id:63159)

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary2.0 km
Brechin ElementaryElementary2.6 km
Fairview ElementaryElementary2.9 km
Bayview ElementaryElementary3.0 km
OceaneElementary3.4 km
Georgia Avenue ElementaryElementary3.5 km
Discover Montessori School(Independent)Elementary/Middle3.5 km
Career Technical CentreSecondary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Captain Morgan Park · 174 Pirates Lane25 m
  • Underwear Island257 m
  • Smugglers Park · 86 Captain Morgans Boulevard272 m
  • Captain Flint Park · 153 Captain Morgans Boulevard283 m
  • Captain Hook Park · 49 Captain Morgans Boulevard320 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$176,000.00
Periodic payment — Principal & Interest (monthly)$1,135.49
Additional monthly expenses (strata, tax, utilities, etc.)$126.10
Total monthly cost$1,261.59
Interest paid over 5-yr term$50,442.11
Balance at end of term$158,312.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,000
Stress test qualifying rate8.09%
Payment you must qualify for$1,607.14

Cash Needed at Closing

Minimum down payment$11,000
Estimated BC PTT$2,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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