164 Pirates Lane
Protection Island, BC V9R6R1
$248,000
Property Details
Property & Lot
- Lot size
- 9,000 square feet
- Zoning
- Residential
R3 Island Residential
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $1,203.84
Interior
- Fireplace
- None
Exterior & Lot
- View
- Ocean view
Parking
- Total spaces
- 2
Listing Information
- MLS®
- 1047693
- Listed
- August 24, 2026
- Time on market
- On the market for 7 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.
Description
Welcome to 164 Pirates Lane, a rare opportunity to secure a flat, sun-filled 0.21-acre lot on beautiful Protection Island, one of the most accessible and unique island communities off Vancouver Island’s east coast. This property offers a level building site with easy access and services available at the lot line (hydro, city water, and sewer). Ready for your design ideas, the land provides the perfect foundation for a coastal home, cottage, or vacation retreat. Protection Island offers a remarkable blend of tranquility and convenience. The community features a communal dock for residents, regular passenger ferry service to downtown Nanaimo, and even a local barge and delivery service that brings over building materials and household goods right to the island - making construction and year-round living simple and practical. Enjoy morning walks to sandy beaches, scenic trails through lush forest, and evenings spent at the Dinghy Dock Pub, BC’s only floating pub. The island is home to a tight-knit mix of families, artists, and professionals who value the slower pace and strong community spirit. Whether you’re envisioning a permanent home or a peaceful getaway, 164 Pirates Lane offers the ideal combination of lifestyle, location, and accessibility. (id:63159)
Location Insights
Weather
Nearest station: Nanaimo
15°C
Partly Cloudy
Humidity 87%
Wind SW 3 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Pauline Haarer Elementary | Elementary | 1.9 km |
| Brechin Elementary | Elementary | 2.6 km |
| Fairview Elementary | Elementary | 2.9 km |
| Bayview Elementary | Elementary | 2.9 km |
| Oceane | Elementary | 3.4 km |
| Discover Montessori School(Independent) | Elementary/Middle | 3.5 km |
| Career Technical Centre | Secondary | 3.5 km |
| Georgia Avenue Elementary | Elementary | 3.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (5+)
- Captain Morgan Park · 174 Pirates Lane71 m
- Underwear Island234 m
- Smugglers Park · 86 Captain Morgans Boulevard297 m
- Captain Flint Park · 153 Captain Morgans Boulevard305 m
- Captain Hook Park · 49 Captain Morgans Boulevard321 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($12,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.