Property Type: Detached HouseOwnership: Freehold

110 Forest Hill Pl

Salt Spring, BC V8K1J9

$1,279,000

4 bed4 bath4 parking2,578 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Lot size
0.97 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,065.13

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomAuxiliary Building
StudioMain level
WorkshopLower level
StorageLower level
BathroomSecond level
BedroomSecond level
BedroomSecond level
Primary BedroomSecond level
BathroomMain level
DenMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level
BathroomLower level
OfficeLower level
BedroomLower level
KitchenLower level
Living roomLower level

Listing Information

MLS®
1036593
Listed
May 19, 2026
Time on market
On the market for 105 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.

Description

Tucked away at the end of a peaceful cul-de-sac in a sought-after Vesuvius neighbourhood, this beautifully updated home checks all the boxes. Brimming with cozy, contemporary cottage vibes, the light-filled interior showcases shiplap walls and ceilings, extra-wide plank flooring, and a cheerful neutral palette throughout. The main level features a bright and inviting white kitchen with stainless steel appliances, a spacious living and dining area, office space, and a chic modern bathroom. Upstairs, three comfortable bedrooms and full bathroom await. The lower level offers a versatile guest and or office space. A detached garage includes workshop and storage areas with a finished area above. Outdoors, a new deck overlooks the mature landscaped garden, creating a tranquil setting for morning coffee or evening gatherings. Just minutes from town amenities, the beach, and ferry, this property is the perfect blend of charm, function, and convenience. Don’t miss out on this sweet opportunity! (id:63159)

Values & Trends

This listing

$496/sqft

Building average

No other active listings in this building

Salt Spring average

$763/sqft

81 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Phoenix PlaceSecondary3.0 km
Gulf Islands SecondarySecondary3.0 km
Salt Spring ElementaryElementary3.3 km
Fernwood ElementaryElementary3.8 km
Crofton Elementary Community SchoolElementary7.9 km
Maple Bay ElementaryElementary11.2 km
Queen of Angels School(Independent)Elementary/Middle14.2 km
Alex AitkenElementary14.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Portlock Park515 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($102,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,023,200.00
Periodic payment — Principal & Interest (monthly)$6,601.34
Additional monthly expenses (strata, tax, utilities, etc.)$467.76
Total monthly cost$7,069.10
Interest paid over 5-yr term$293,252.06
Balance at end of term$920,371.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$102,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,043.80

Cash Needed at Closing

Minimum down payment$102,900
Estimated BC PTT$23,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$127,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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