112 Cairns Pl
Salt Spring, BC V8K2K9
$997,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 1.48 acres
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Strata / maintenance fee
- $0/mo
- Annual property tax
- $4,317
Interior
- Heating
- Baseboard heaters, Electric, Propane
- Cooling / A/C
- None
- Fireplace
- Yes (2)
Parking
- Total spaces
- 3 — covered indicated
- Features
- Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 15'9 x 17'5 |
| Ensuite | Main level | 4-Piece |
| Primary Bedroom | Additional Accommodation | 13'9 x 12'3 |
| Kitchen | Additional Accommodation | 7'9 x 7'11 |
| Living room/Dining room | Main level | 21'0 x 15'9 |
| Bedroom | Main level | 13'0 x 9'8 |
| Primary Bedroom | Main level | 15'0 x 13'11 |
| Ensuite | Main level | 2-Piece |
| Bathroom | Main level | 4-Piece |
| Dining room | Main level | 15'9 x 10'10 |
| Kitchen | Main level | 7'8 x 11'9 |
| Mud room | Main level | 9'0 x 9'10 |
| Laundry room | Main level | 4'11 x 9'10 |
| Entrance | Main level | 7'9 x 9'10 |
Listing Information
- MLS®
- 1041310
- Listed
- June 24, 2026
- Time on market
- On the market for 69 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Quiet cul-de-sac close to town, yet just minutes to Ganges, on 1.48 private acres. West Coast design shines throughout this home, offering completely one-level living in both the main home and attached studio, with oak hardwood floors, vaulted ceilings with exposed beams, a propane fireplace, and an open-concept kitchen, dining, and living area in the 2-bed, 2-bath main home. The attached, separate studio offers its own private entrance, propane fireplace, en-suite bath, and garden patio—flexibility for in-laws, a caregiver, or guests, with potential for revenue income from one or both suites. Low-maintenance courtyard gardens with established perennials, plus a detached garage with workshop, complete this rare offering of privacy, accessibility, and income—priced under Assessed Value. (id:63159)
Values & Trends
This listing
$452/sqft
Building average
—
No other active listings in this building
Salt Spring average
$764/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 1.3 km |
| Gulf Islands Secondary | Secondary | 1.4 km |
| Phoenix Place | Secondary | 1.5 km |
| Fernwood Elementary | Elementary | 5.9 km |
| Crofton Elementary Community School | Elementary | 11.1 km |
| Galiano Community School | Elementary | 11.9 km |
| Maple Bay Elementary | Elementary | 13.0 km |
| Mayne Island School | Elementary | 15.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Dos Amores669 m
Parks (1)
- Churchill Road Linear Park266 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.