Property Type: TownhouseOwnership: Strata

1107 ELM STREET

White Rock, BC V4B1C1

$917,000

2 bed3 bath1 parking1,543 sqftBuilt 1985
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Amenities

Also listed: Storage - Locker, Laundry - In Suite

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
4

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$652/mo
Annual property tax
$4,510.99 (2025)

Interior

Basement
None, Unknown
Heating
Baseboard heaters, Electric
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Visitor Parking

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3102729
Listed
March 25, 2026
Time on market
On the market for 159 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Surrey/24) · Data source: CREA DDF.

Description

Live by the beach! Ocean views throughout this two storey townhouse across from White Rock beach. Bright & airy w soaring vaulted ceiling, skylights & large windows to capture the views. Almost 1,600 sq ft w generously sized rooms for house sized furniture. 2 sea view balconies to relax & bbq. Reverse floorplan w two large bedrooms & two full ensuite bathrooms on main; living room, dining, kitchen & powder room above. Respected Marine Court, updated w full rainscreen, hardi-plank exterior, vinyl windows, deck membranes, roof, skylights. Underground parking and storage. Pet friendly, no size restrictions. All ages welcome. Move in and enjoy the beach lifestyle. (id:63159)

Values & Trends

This listing

$594/sqft

Building average

No other active listings in this building

White Rock average

$553/sqft

17 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Townhouse Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock townhouselistings — not specific to this property.

MLS® HPI Benchmark Price

$795,900

Jul 2026

Average Sale Price

$720,500

Jul 2026

Monthly Sales

1

Jul 2026

Active Listings

17

Jul 2026

Sales-to-Active Ratio

6.0%

Jul 2026

Median Days to Contract

5 days

Jul 2026

MLS® HPI Benchmark Price

$1,044,600
$793,700
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

15°C

Humidity 90%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St John Paul II Academy(Independent)Secondary835 m
White Rock ElementaryElementary862 m
H T Thrift ElementaryElementary1.2 km
Semiahmoo SecondaryElementary1.3 km
Bayridge ElementaryElementary1.7 km
Newbridge Academy(Independent)Elementary1.7 km
Earl Marriott SecondaryElementary2.1 km
Peace Arch ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Buena Vista Ave @ Oxford St78 m
Eastbound Marine Dr @ Oxford St100 m
Westbound Marine Dr @ Oxford St102 m
Eastbound Marine Dr @ Elm St125 m
Westbound Buena Vista Ave @ Beach View Ave192 m

Nearby Places

Restaurants (5+)

  • West Beach Bar & Grill · 110 Elm Street77 m
  • Cosmos Greek Restaurant · 14871 Marine Drive115 m
  • Spicy Pier · 14945 Marine Drive267 m
  • Sushi Iwa · 14959 Marine Drive298 m
  • India Chaat House & Restaurant · 14981 Marine Drive344 m

Cafes (5+)

  • Whitby's Coffee House · 14829 Marine Drive29 m
  • Zen Tea House · 14807 Marine Drive49 m
  • Sea Side Coffee · 14849 Marine Drive52 m
  • The Wafflers · 14909 Marine Drive197 m
  • The White Coffee & Ice Cream · 14909 Marine Drive217 m

Parks (5+)

  • Hughes Park101 m
  • Vidal Street Greenbelt209 m
  • White Rock Park343 m
  • Unnamed364 m
  • Memorial Park413 m

Gyms (2)

  • West Beach Pilates Studio · 14899 Marine Drive171 m
  • The Beach Club · 15047 Marine Drive469 m

Banks & ATMs (1)

  • Unnamed115 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($66,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$733,600.00
Periodic payment — Principal & Interest (monthly)$4,732.94
Additional monthly expenses (strata, tax, utilities, etc.)$1,105.18
Total monthly cost$5,838.11
Interest paid over 5-yr term$210,251.87
Balance at end of term$659,875.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$66,700
Stress test qualifying rate8.09%
Payment you must qualify for$6,538.51

Cash Needed at Closing

Minimum down payment$66,700
Estimated BC PTT$16,340
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,540

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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