Property Type: TownhouseOwnership: Strata

1157 VIDAL STREET

White Rock, BC V4B3T4

$1,050,000

3 bed4 bath2 parking2,030 sqftBuilt 1996
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Amenities

Also listed: Laundry - In Suite, Air Conditioning

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$778/mo
Annual property tax
$5,432.67 (2026)

Interior

Basement
Finished, Full
Heating
Heat Pump, Forced air
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

Waterfront
Waterfront

Parking

Total spaces
2 — covered indicated
Features
Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3147708
Listed
July 23, 2026
Time on market
On the market for 39 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: The Agency White Rock · Data source: CREA DDF.

Description

Welcome to Montecito by the Sea, an exclusive gated community with just eight townhomes, perfectly situated only one block from the vibrant shops, restaurants, cafés, promenade, and iconic White Rock Pier. Picture your new morning routine: a coffee from your favourite neighbourhood café, a walk along the waterfront, and the calming sound of the waves to start your day. This is the White Rock lifestyle at its finest. Beautifully maintained and thoughtfully updated, this timeless home offers elegant finishes throughout, including hardwood flooring, coffered ceilings, California shutters, and two cozy gas fireplaces. Modern comforts such as forced air heating and central air conditioning provide year-round comfort, creating the perfect balance of character and convenience. Whether you're downsizing, looking for a lock-and-leave lifestyle, or simply wanting to be steps from the waterfront, this exceptional home offers timeless design, everyday comfort, and an unbeatable location just steps from the beach! (id:63159)

Values & Trends

This listing

$517/sqft

Building average

No other active listings in this building

White Rock average

$557/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Townhouse Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock townhouselistings — not specific to this property.

MLS® HPI Benchmark Price

$795,900

Jul 2026

Average Sale Price

$720,500

Jul 2026

Monthly Sales

1

Jul 2026

Active Listings

17

Jul 2026

Sales-to-Active Ratio

6.0%

Jul 2026

Median Days to Contract

5 days

Jul 2026

MLS® HPI Benchmark Price

$1,044,600
$793,700
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

15°C

Humidity 90%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St John Paul II Academy(Independent)Secondary662 m
White Rock ElementaryElementary698 m
H T Thrift ElementaryElementary1.2 km
Semiahmoo SecondaryElementary1.4 km
Newbridge Academy(Independent)Elementary1.7 km
Bayridge ElementaryElementary1.8 km
Earl Marriott SecondaryElementary1.9 km
Peace Arch ElementaryElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Buena Vista Ave @ Beach View Ave87 m
Westbound Marine Dr @ Vidal St94 m
Eastbound Marine Dr @ Elm St106 m
Westbound Buena Vista Ave @ Blackwood St167 m
Westbound Marine Dr @ 14900 Block180 m

Nearby Places

Restaurants (5+)

  • Cosmos Greek Restaurant · 14871 Marine Drive97 m
  • West Beach Bar & Grill · 110 Elm Street115 m
  • Spicy Pier · 14945 Marine Drive130 m
  • Sushi Iwa · 14959 Marine Drive156 m
  • India Chaat House & Restaurant · 14981 Marine Drive197 m

Cafes (5+)

  • The Wafflers · 14909 Marine Drive87 m
  • The White Coffee & Ice Cream · 14909 Marine Drive97 m
  • Sea Side Coffee · 14849 Marine Drive144 m
  • Ricardo's Ice Cream, Coffee, Bubble Tea · 14963 Marine Drive165 m
  • Whitby's Coffee House · 14829 Marine Drive171 m

Grocery (1)

  • Thrifty Foods · 15181 Thrift Avenue754 m

Parks (5+)

  • Vidal Street Greenbelt54 m
  • White Rock Park208 m
  • Unnamed225 m
  • Memorial Park268 m
  • Hughes Park274 m

Gyms (2)

  • West Beach Pilates Studio · 14899 Marine Drive82 m
  • The Beach Club · 15047 Marine Drive315 m

Pharmacies (1)

  • Unnamed · 1381 George Street799 m

Banks & ATMs (2)

  • Unnamed288 m
  • Prospera Credit Union · 1451 Johnston Road778 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$840,000.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (strata, tax, utilities, etc.)$1,333.16
Total monthly cost$6,752.56
Interest paid over 5-yr term$240,746.41
Balance at end of term$755,582.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,458.96

Cash Needed at Closing

Minimum down payment$80,000
Estimated BC PTT$19,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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