Property Type: Detached HouseOwnership: Freehold

1120 HOLDEN Road

Penticton, BC V2A0B7

$1,265,000

3 bed2.5 bath4 parking2,951 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,002.71

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Heated Garage

Room Dimensions

RoomLevelDimensions
OfficeSecond level7'0'' x 12'0''
OtherSecond level8'0'' x 12'6''
OtherSecond level6'0'' x 11'0''
Primary BedroomSecond level14'0'' x 15'6''
Utility roomMain level13'0'' x 8'0''
3pc BathroomBasement6'0'' x 9'0''
BedroomBasement10'6'' x 12'0''
BedroomBasement11'0'' x 14'6''
Family roomBasement17'6'' x 14'0''
FoyerMain level8'0'' x 7'6''
2pc BathroomMain level6'0'' x 5'0''
Laundry roomMain level9'0'' x 9'6''
DenMain level10'3'' x 8'6''
Dining roomMain level13'0'' x 8'6''
Living roomMain level15'6'' x 15'6''
KitchenMain level12'0'' x 16'0''

Listing Information

MLS®
10388503
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** Quality built. Great valley and mountain views. Private end of lane location. 2951 sq feet. 2 gas fireplaces, high efficiency furnace, custom blinds throughout, exceptional master bedroom suite. Fully fenced, including Private zen garden at front entry. 2 covered decks (12 x 21). Excellent condition. Good value. Located in beautiful Sendero canyon. (id:63159)

Values & Trends

This listing

$429/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$412/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary1.4 km
Entre-lacsElementary/Middle2.2 km
Wiltse ElementaryElementary2.9 km
Uplands ElementaryElementary3.0 km
Holy Cross School(Independent)Elementary/Middle3.2 km
ConnectEd - Alternative ProgramsSecondary3.4 km
Penticton Christian School(Independent)K-123.4 km
Penticton SecondarySecondary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed259 m
  • Unnamed300 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($101,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,012,000.00
Periodic payment — Principal & Interest (monthly)$6,529.08
Additional monthly expenses (strata, tax, utilities, etc.)$648.23
Total monthly cost$7,177.31
Interest paid over 5-yr term$290,042.11
Balance at end of term$910,297.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$101,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,946.91

Cash Needed at Closing

Minimum down payment$101,500
Estimated BC PTT$23,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$126,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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