Property Type: Detached HouseOwnership: Freehold

1769 Duncan Avenue E

Penticton, BC V2A7C3

$899,900

4 bed3.5 bath5 parking2,024 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,188.13

Interior

Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomAdditional Accommodation15'1'' x 12'11''
Full bathroomAdditional Accommodation7'6'' x 10'7''
BedroomAdditional Accommodation10'2'' x 12'10''
KitchenAdditional Accommodation14'3'' x 10'7''
BedroomMain level9'7'' x 10'6''
BedroomMain level12'4'' x 10'6''
2pc Ensuite bathMain level4'8'' x 4'6''
Primary BedroomMain level12'5'' x 12'0''
4pc BathroomMain level7'3'' x 11'1''
Dining roomMain level10'7'' x 11'8''
KitchenMain level11'9'' x 11'7''
Living roomMain level15'1'' x 15'3''

Listing Information

MLS®
10397281
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Nestled in one of Penticton's most sought-after neighborhoods, this beautifully updated 4 bed 3 bath family home offers the perfect blend of comfort and functionality. Located at the peaceful end of the road, this 0.22-acre property boasts one of the largest lot sizes in the neighborhood. The thoughtfully designed, open-concept floor plan welcomes natural light and effortless flow. Step up into the main living space, completely revitalized with new flooring, modern lighting, and a floor-to-ceiling brick fireplace that anchors the room. The fully remodeled kitchen boasts new cabinetry, countertops, a custom backsplash, and modern appliances. This level also features a generous primary bedroom with a powder room ensuite, along with two additional spacious bedrooms and a stunning, completely renovated full bathroom. The lower level offers a legal 1-bedroom, 1-bathroom suite with a private entrance, its own separate electrical meter and independent HVAC. Currently tenanted, it serves as a fantastic, turn-key mortgage helper. Outside, the property offers endless potential. The deer-proof, fully fenced backyard is a grassy oasis perfect for family and pets, serving as a blank canvas with ample room to add a carriage home. Infrastructure upgrades include a widened asphalt driveway with parking for up to five vehicles, a dedicated 240V RV/EV charging plug, and backyard laneway access with a gate. Offering immediate comfort, this property perfectly balances lifestyle and investment. (id:63159)

Values & Trends

This listing

$445/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$411/sqft

30 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary760 m
Entre-lacsElementary/Middle1.4 km
Uplands ElementaryElementary2.3 km
Wiltse ElementaryElementary2.5 km
Holy Cross School(Independent)Elementary/Middle2.5 km
ConnectEd - Alternative ProgramsSecondary2.7 km
Penticton Christian School(Independent)K-122.7 km
Penticton SecondarySecondary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed510 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$533.34
Total monthly cost$5,178.02
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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