Property Type: Detached HouseOwnership: Freehold

1126 North Rd

Gabriola Island, BC V0R1X3

$960,000

3 bed3 bath4 parking2,590 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
House
Lot size
18,295 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,956

Interior

Heating
Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
BathroomMain level9'3 x 4'10
Dining roomMain level10'1 x 11'1
Living roomMain level15'0 x 13'9
KitchenMain level10'6 x 19'4
Family roomMain level29'5 x 19'5
BedroomMain level9'4 x 14'3
BathroomMain level5'9 x 9'9
EnsuiteMain level7'0 x 14'2
Primary BedroomMain level13'4 x 18'4
Laundry roomMain level9'1 x 6'11
OfficeMain level9'9 x 18'4
MediaMain level12'9 x 16'8
BedroomMain level12'9 x 11'10

Listing Information

MLS®
1025167
Listed
February 4, 2026
Time on market
On the market for 208 days
Data last synced
August 28, 2026

Listing provided by: Real Broker · Data source: CREA DDF.

Description

Welcome to a refined island sanctuary on Gabriola Island, where comfort, quality, and tranquility come together. This thoughtfully designed 2,650 sq ft rancher is set on a beautifully landscaped and private 0.42-acre lot, offering privacy, style, and modern comfort. Inside, soaring ceilings, skylights, and an open-concept layout bathe the home in natural light, creating an airy, welcoming atmosphere throughout. The well-appointed kitchen flows seamlessly into the living and dining spaces, anchored by a wood stove that adds warmth and character. Multiple flexible living areas include a generous family or recreation room, a dedicated office, and a cozy media room, allowing space for hobbies, guests, or quiet evenings at home. The primary suite is spacious and serene, complete with a private ensuite designed for comfort and ease. An attached garage provides excellent storage or the opportunity for a studio or workshop. Outdoors, the fully fenced and gated grounds are a standout feature, with mature fruit trees, established garden beds, a storage shed, hot tub and even a wired bunkie. Conveniently located just minutes from the ferry, local shops, cafés, and island parks, this move-in-ready home offers a rare combination of upscale living and serene island charm. A truly turnkey opportunity for those seeking quiet elegance and space to breathe. Measurments are approximate. Verify all measurements and data if important. (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

Gabriola Island average

$597/sqft

35 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Gabriola ElementaryElementary1.9 km
Qwam Qwum Stuwixwulh Community SchoolElementary7.2 km
Cedar SecondarySecondary7.6 km
Cedar ElementaryElementary9.3 km
Bayview ElementaryElementary9.3 km
Pauline Haarer ElementaryElementary9.4 km
Fulford Community ElementaryElementary9.5 km
Chase River ElementaryElementary9.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Rollo McClay Community Park · 1100 McClay Way619 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($71,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$768,000.00
Periodic payment — Principal & Interest (monthly)$4,954.88
Additional monthly expenses (strata, tax, utilities, etc.)$459.67
Total monthly cost$5,414.54
Interest paid over 5-yr term$220,111.01
Balance at end of term$690,818.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$71,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,836.10

Cash Needed at Closing

Minimum down payment$71,000
Estimated BC PTT$17,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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