Property Type: OtherOwnership: Freehold

1130 Thomas Hayes Road

Spallumcheen, BC V0E1B6

$2,299,000

5 bed3 bath18 parking4,390 sqftBuilt 1948
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
10.5 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$3,922

Interior

Heating
Heat Pump, Forced air, See remarks, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Metal, Other
View
Mountain view
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Metal, Unknown

Parking

Total spaces
18 — covered indicated
Features
Detached Garage, Covered, RV, Heated Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement11'2'' x 15'4''
BedroomBasement11'0'' x 21'2''
Recreation roomBasement11'3'' x 36'3''
OfficeBasement11'0'' x 12'7''
BedroomBasement10'0'' x 17'2''
Exercise roomBasement19'3'' x 23'0''
3pc BathroomSecond level5'7'' x 6'9''
BedroomSecond level18'5'' x 19'2''
BedroomSecond level11'0'' x 16'7''
5pc Ensuite bathSecond level9'6'' x 17'3''
Primary BedroomSecond level21'0'' x 25'5''
4pc BathroomMain level5'8'' x 11'5''
LibraryMain level11'4'' x 11'0''
Living roomMain level11'1'' x 13'8''
Dining roomMain level12'6'' x 13'8''
KitchenMain level13'5'' x 23'11''
Family roomMain level17'8'' x 23'4''
Laundry roomMain level5'9'' x 12'7''
Mud roomMain level10'4'' x 13'4''

Listing Information

MLS®
10398138
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Welcome to a Rare Beauty. This 10.5 acre (2 Title) estate blends modern high end flair with rural charm. This custom 4,400 sq/ft 2-story, 5 huge bedroom, 3 bath home has detail features everywhere. From metal exterior finishings, T&G ceilings, eng. flooring and a 740 sq/ft veranda are just the tip of the iceberg. The 2023 chef’s kitchen boasts quartz countertops , walk-in pantry, 48” FiveStar 6 burner, 2 oven range, Sub-Zero fridge and soft-close cabinetry with hidden drawers! An expansive mudroom entry is next to laundry & a dog wash station. Upstairs the master bedroom has vaulted ceilings, custom his/her banks of drawers, seating area, 5 piece bath w heated floors, custom shower, tub & wall mount toilet. Main level & basement provide many areas to enjoy. Outside an ultimate 40’x 60’ shop built in 2024 with 2-20’x 60’ overhangs, custom exterior walls, standing seam roof, 15’6” ceilings, 200 AMP power, in-floor radiant heat, drive-through rolling doors and a 900 sq. ft. loft ready for ideas. The property is perimeter & cross-fenced with Centurion fencing, 4 paddocks, cattle sheds, 30’x24’ heated shop, Cover-All building, 1-stall horse barn / heated tack room, pole barn, feeders/waterers, chicken coops, seasonal creek, fruit trees & raised gardens. Dual 200 AMP service poles & a secondary 1-acre title with the potential for a secondary residence. Ask your Realtor for the exhaustive details & materials list that defines craftsman rural luxury. Welcome Home on Thomas Hayes! (id:63159)

Values & Trends

This listing

$524/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$1,012/sqft

16 active listing(s)

Parking: 18 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Okanagan Junior Academy(Independent)Elementary/Middle3.8 km
Pleasant Valley SecondarySecondary4.5 km
Len Wood Middle SchoolMiddle4.9 km
Armstrong ElementaryElementary5.3 km
Highland Park ElementaryElementary6.1 km
Vernon Christian School(Independent)K-129.9 km
B X ElementaryElementary12.2 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($459,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,839,200.00
Periodic payment — Principal & Interest (monthly)$11,865.89
Additional monthly expenses (strata, tax, utilities, etc.)$546.83
Total monthly cost$12,412.73
Interest paid over 5-yr term$527,120.01
Balance at end of term$1,654,366.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$459,800
Stress test qualifying rate8.09%
Payment you must qualify for$14,142.80

Cash Needed at Closing

Minimum down payment$459,800
Estimated BC PTT$46,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$508,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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