Property Type: Land / LotOwnership: Freehold

1135 Westside Road

West Kelowna, BC V1Z3S1

$3,499,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
8.75 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$12,081

Interior

Fireplace
None

Exterior & Lot

View
Lake view, View of water

Listing Information

MLS®
10374892
Listed
February 9, 2026
Time on market
On the market for 203 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

8.747 Acre lakeshore property! 200 feet of frontage on Okanagan Lake, and adjoining Rose valley Regional Park. Property is dissected with road frontage on 3 roads: Westside Rd, Bear Creek Rd and Bowes Rd. Lakeshore parcel approx. 1 acre, internal parcel between Westside and Bear Creek Rds - approx. 5 ac, and upper bench 2.5 acres. Located in Raymer Bay CDA (Comprehensive Dev Area). Adjoining site has an application for development. (NB. - Photos taken before 2023 fire) (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary2.1 km
The Balsam School(Independent)Elementary3.5 km
Mar Jok ElementaryElementary3.8 km
Central SecondarySecondary4.4 km
Central School ProgramsK-124.4 km
St Joseph Elementary School(Independent)Elementary4.6 km
Hudson Road ElementaryElementary4.8 km
Bankhead ElementaryElementary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed355 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($699,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,799,200.00
Periodic payment — Principal & Interest (monthly)$18,059.49
Additional monthly expenses (strata, tax, utilities, etc.)$1,006.75
Total monthly cost$19,066.24
Interest paid over 5-yr term$802,258.77
Balance at end of term$2,517,889.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$699,800
Stress test qualifying rate8.09%
Payment you must qualify for$21,524.87

Cash Needed at Closing

Minimum down payment$699,800
Estimated BC PTT$92,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$794,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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