Property Type: Detached HouseOwnership: Freehold

1145 Mckenzie Road

Kelowna, BC V1P1C3

$3,600,000

4 bed4 full, 2 half bath6 parking5,049 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
10.71 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,713.76

Interior

Heating
Forced air, Geothermal
Cooling / A/C
Central air conditioning, Geothermal
Fireplace
None

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Detached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomSecond level18'9'' x 6'1''
StorageSecond level6'8'' x 6'8''
StorageSecond level13'2'' x 11'11''
Recreation roomSecond level51'3'' x 26'6''
BedroomSecond level23'1'' x 14'1''
BedroomSecond level17' x 13'8''
BedroomSecond level13' x 14'6''
4pc BathroomSecond level8'8'' x 8'1''
Primary BedroomMain level12' x 20'9''
Living roomMain level16'2'' x 16'6''
Laundry roomMain level11'1'' x 12'7''
KitchenMain level15'6'' x 23'
FoyerMain level12'8'' x 19'11''
Family roomMain level13'8'' x 17'
Dining roomMain level14' x 15'8''
Dining roomMain level11'6'' x 12'4''
5pc Ensuite bathMain level10'4'' x 13'11''
3pc BathroomMain level8'5'' x 9'2''
2pc BathroomMain level4' x 15'5''

Listing Information

MLS®
10389627
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Perched on 10 acres in the heart of Kelowna's countryside, this exceptional estate offers panoramic views of Okanagan Lake, the surrounding mountains, and the city of Kelowna. Surrounded by orchards and vineyards, this private setting provides the perfect balance of rural living and convenience. The 5,000+ sq. ft. home features 4 bedrooms and 3 and a half bathrooms with a spacious layout designed to showcase the incredible views. Large windows fill the home with natural light, while the kitchen, breakfast nook, family room, and living areas offer plenty of space for everyday living and entertaining. The primary suite features a walk-in closet, spacious ensuite, and a reinforced private deck ready for a future hot tub overlooking the valley. Outside, approximately 4 acres are planted in producing cherry trees, complemented by a dedicated cherry cooler for on-site storage and orchard operations. Beautiful landscaping surrounds the home, while multiple garages and ample parking provide room for vehicles, equipment, and recreational toys. Above the garage, an unfinished suite awaits your ideas—ideal for a guest suite, home office, studio, or additional living space. A rare opportunity to own a private Okanagan estate with stunning views, agricultural potential, and endless possibilities, all just minutes from Kelowna's amenities. (id:63159)

Values & Trends

This listing

$713/sqft

Building average

No other active listings in this building

Rutland North average

$511/sqft

84 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary1.3 km
Rutland ElementaryElementary1.7 km
Belgo Elementary SchoolElementary1.9 km
Rutland Senior SecondaryElementary1.9 km
Rutland Middle SchoolMiddle2.1 km
Black Mountain ElementaryElementary2.3 km
Okanagan Christian School(Independent)K-122.6 km
Quigley ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($720,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,880,000.00
Periodic payment — Principal & Interest (monthly)$18,580.78
Additional monthly expenses (strata, tax, utilities, etc.)$811.48
Total monthly cost$19,392.26
Interest paid over 5-yr term$825,416.28
Balance at end of term$2,590,569.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$720,000
Stress test qualifying rate8.09%
Payment you must qualify for$22,146.19

Cash Needed at Closing

Minimum down payment$720,000
Estimated BC PTT$98,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$819,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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