Property Type: TownhouseOwnership: Strata

1146 Black Mountain Drive

Kelowna, BC V1P0A7

$639,900

4 bed4.5 bath2 parking1,668 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$373/mo
Annual property tax
$3,204.63

Maintenance Fee Includes

WaterGarbageManagement

Also included: Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Laminate, Carpeted

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathThird level4'11'' x 9'11''
OtherThird level5'1'' x 6'9''
Primary BedroomThird level10'10'' x 14'10''
3pc BathroomThird level7'7'' x 4'11''
BedroomThird level7'10'' x 14'11''
BedroomThird level8'0'' x 11'11''
OtherThird level11'11'' x 13'11''
Living roomSecond level16'4'' x 17'10''
KitchenSecond level12'5'' x 10'1''
Dining roomSecond level10'8'' x 12'4''
2pc BathroomSecond level5'0'' x 4'8''
OtherSecond level5'9'' x 9'11''
3pc BathroomMain level8'8'' x 4'11''
BedroomMain level9'6'' x 9'5''
FoyerMain level7'3'' x 13'8''

Listing Information

MLS®
10394770
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Your backyard just became the golf course. Set alongside Black Mountain Golf Club, this modern 4 bed + 3.5 bath townhouse offers a lifestyle that’s hard to beat—morning coffee overlooking the greens, evening walks just steps from your door, and open skies as your daily backdrop.Inside, the bright open-concept main floor is designed for connection, featuring a sleek quartz kitchen with gas range, large island, and effortless flow to your deck—perfect for soaking in the view. Upstairs, the primary suite feels like a retreat with its own ensuite and walk-in closet, alongside two additional bedrooms and laundry. The lower level adds flexibility with a private office, full bath, and space for guests.Complete with a garage + driveway parking and a pet-friendly strata (no size restrictions), this home is just minutes to schools, parks, Hwy 33, the airport, and 30 minutes to Big White.If golf course living is the lifestyle you’ve been waiting for—this is your opportunity. Book your showing today. (id:63159)

Values & Trends

This listing

$384/sqft

Building average

No other active listings in this building

Black Mountain average

$383/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary826 m
South Rutland ElementaryElementary2.7 km
Belgo Elementary SchoolElementary3.0 km
Rutland ElementaryElementary3.3 km
Okanagan Christian School(Independent)K-123.4 km
Rutland Senior SecondaryElementary3.5 km
Rutland Middle SchoolMiddle3.7 km
Quigley ElementaryElementary3.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Lund Park194 m
  • Loseth Park717 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (strata, tax, utilities, etc.)$722.87
Total monthly cost$4,025.61
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,620.79

Cash Needed at Closing

Minimum down payment$38,990
Estimated BC PTT$10,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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