Property Type: TownhouseOwnership: Freehold

128-1651 Lynrick Road

Kelowna, BC V1P1R4

$585,000

3 bed3 bath2 parking1,471 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Freehold
Strata / maintenance fee
$326/mo
Annual property tax
$2,496

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomLower level3'5'' x 10'8''
Full bathroomSecond level4'10'' x 9'6''
BedroomSecond level8'11'' x 10'6''
BedroomSecond level11'8'' x 12'4''
Full ensuite bathroomSecond level4'11'' x 9'6''
Primary BedroomSecond level14'11'' x 14'10''
Full bathroomMain level4'8'' x 4'2''
KitchenMain level13'3'' x 24'
Living roomMain level13'10'' x 17'2''

Listing Information

MLS®
10393671
Listed
July 8, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to The Gates, a sought-after, pet and family-friendly townhome community in the heart of Black Mountain. This stylish 3-bedroom, 2.5-bathroom end-unit shows pride of ownership throughout. Multiple upgrades including bathrooms, a/c, and paint 2 years ago and vinyl flooring 4 years ago. The main floor features an open concept, with a deck off the living room to enjoy morning coffee, or bbq and a glass of wine in the evening. The kitchen has granite countertops and a huge island opening to the dining area with abundant, natural light. Upstairs, the primary suite includes a 4-piece ensuite, with two additional bedrooms, the main upstairs bathroom, and laundry just down the hall. The tandem garage provides plenty of space for parking and storage, and because it's an end unit, it is an additional 1 foot wider than other units in the complex. The home is walking distance to Black Mountain Elementary, close to local parks and hiking trails, and just minutes from Black Mountain Golf Club. Skiers and snowboarders will love the quick 35-minute drive to Big White. With low strata fees, no rental restrictions, and 1 dog or 1 cat allowed with no size or breed limits, this is a perfect fit for families, professionals, and investors alike. PLUS, with the proposed Black Mountain Village Center, with a grocery store, and many other services, you won't even need to drive the few minutes to Rutland for many of the things needed for daily living. (id:63159)

Values & Trends

This listing

$398/sqft

Building average

No other active listings in this building

Black Mountain average

$381/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary319 m
South Rutland ElementaryElementary2.9 km
Belgo Elementary SchoolElementary3.0 km
Okanagan Christian School(Independent)K-123.3 km
Quigley ElementaryElementary3.6 km
Okanagan Montessori Elementary School(Independent)Elementary3.7 km
Rutland ElementaryElementary3.7 km
Rutland Senior SecondaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Loseth Park126 m
  • Gopher Creek Linear Park360 m
  • Lund Park704 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($33,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$468,000.00
Periodic payment — Principal & Interest (monthly)$3,019.38
Additional monthly expenses (strata, tax, utilities, etc.)$608.00
Total monthly cost$3,627.38
Interest paid over 5-yr term$134,130.15
Balance at end of term$420,967.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,240.84

Cash Needed at Closing

Minimum down payment$33,500
Estimated BC PTT$9,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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