Property Type: Detached HouseOwnership: Freehold

115 SOUTHWOOD Drive

Cambridge, BC N1S3S3

$830,000

4 bed3.5 bath5 parking2,916 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
2
Frontage
60 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,579.94

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Central Vacuum, Range - Gas, Dishwasher, Garage door opener

Exterior & Lot

Exterior features
Brick, Stone, Vinyl siding
Pool
Inground pool
Lot features
Conservation/green belt, Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerMain level10'0'' x 14'1''
BedroomSecond level9'3'' x 13'11''
BedroomSecond level9'3'' x 14'1''
BedroomSecond level15'0'' x 8'8''
Primary BedroomSecond level11'8'' x 13'10''
4pc BathroomSecond level7'2'' x 11'8''
Dining roomMain level12'8'' x 10'1''
Living roomMain level18'3'' x 12'7''
SunroomMain level12'9'' x 25'1''
2pc BathroomMain level4'0'' x 4'6''
KitchenMain level10'5'' x 15'2''
OfficeMain level10'11'' x 14'1''
Bonus RoomBasement10'11'' x 14'1''
3pc BathroomBasement6'1'' x 8'2''
Recreation roomBasement17'9'' x 32'10''

Listing Information

MLS®
40855257
Listed
August 26, 2026
Time on market
On the market for 19 days
Data last synced
September 15, 2026

Listing provided by: LEAP REAL ESTATE SERVICES INC. · Data source: CREA DDF.

Description

Welcome to this spacious and versatile family home, ideally situated in a desirable West Galt location close to schools and everyday amenities. This former Tamroth Model Home offers 4 bedrooms upstairs, a dedicated main floor office, and an abundance of living space. The home is designed to comfortably accommodate both growing families and the needs of today’s busy households. The updated kitchen with Z-line stainless gas stove & dual oven is a chef’s dream and provides a stylish and functional heart of the home. Numerous living and recreation areas throughout the home offers plenty of room for both adults and kids to enjoy their own spaces. Step outside to the private 19’ x 38’ inground pool, creating the perfect setting for summer entertaining, family gatherings, and making lasting memories. The large finished basement adds even more flexibility and includes the potential to create a guest suite or in-law accommodation, making this an excellent option for extended family, guests, or multi-generational living. Recent updates include Dishwasher 2025, Stove 2021, Pool Liner 2023, Carpet in bedroom areas 2024. (id:63159)

Values & Trends

This listing

$285/sqft

Building average

No other active listings in this building

12 - St Andrews/Southwood average

$407/sqft

9 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($58,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$664,000.00
Periodic payment — Principal & Interest (monthly)$4,283.90
Additional monthly expenses (strata, tax, utilities, etc.)$610.99
Total monthly cost$4,894.90
Interest paid over 5-yr term$190,304.31
Balance at end of term$597,270.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$58,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,936.41

Cash Needed at Closing

Minimum down payment$58,000
Estimated BC PTT$14,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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