Property Type: Condo / ApartmentOwnership: Strata

1160 Bernard Avenue Unit# 1209

Kelowna, BC V1Y6R2

$1,123,000

3 bed3.5 bath2 parking2,034 sqftBuilt 2008
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Amenities

Also listed: Sauna, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Style
Other
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$761/mo
Annual property tax
$4,768

Interior

Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (2)
Fireplace type
Insert, Unknown
Flooring
Tile, Vinyl
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Brick, Stone, Stucco
View
City view, Lake view, Mountain view, Valley view, View (panoramic)
Pool
Outdoor pool
Lot features
Corner Site, Central island, One Balcony

Building

Roof
Tar & gravel, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Security
Sprinkler System-Fire, Smoke Detector Only
Parcel ID (PID)
027-404-803

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Restrictions & Policies

Accessibility
Accessible Elevator Installed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'7'' x 8'11''
DenMain level8'4'' x 9'10''
2pc BathroomMain level5'9'' x 6'0''
3pc BathroomMain level5'6'' x 8'11''
BedroomMain level12'5'' x 13'7''
BedroomMain level19'5'' x 12'9''
5pc Ensuite bathMain level8'5'' x 17'7''
Primary BedroomMain level12'11'' x 23'9''
Dining roomMain level11'10'' x 10'8''
KitchenMain level21'10'' x 20'8''
Living roomMain level14'8'' x 15'9''

Listing Information

MLS®
10391633
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 30, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

**MUST SELL 22.5% PRICE DROP** Over 2,000+sq.ft of living space with panoramic, unobstructed lakeview & highly coveted SW exposure define this luxury Kelowna condo. Exceptionally low strata fees and one of Kelowna’s rare suites offering full perimeter windows– 3 walls of magnificent views. Each room captures the Okanagan scenery, double-door primary bed, walk-in closet & custom fireplace. Steps to downtown, with resort-style amenities POOL, HOT TUB, SAUNA, STEAM ROOM & FULLY EQUIPPED GYM, extra-large PRIVATE STORAGE UNIT immediately beside your 2 SECURE UNDERGROUND PARKING STALLS. Bright oversized layout 3 beds, 3 baths & glass-enclosed den with stunning tiled accent wall – perfect for home office & video conferencing. Fully reno’d: premium professional-grade kitchen appliances, soft-close cupboards/drawers, new baths, extensive custom tile-work, flooring, dedicated bar with wine fridge, POWER blinds for windows via phone & remote-control, quartz counter tops & backsplashes, 2019 heat pumps. Large balcony, pergola & gas BBQ hookup overlooking downtown & the lake— best sunset views. ‘No-Frills’ Grocery Store & ‘Anytime Fitness’ immediately attached to the building. Easy walk to downtown, entertainment, & beach. Efficiently equipped with 3 large elevators, this building has community-minded residents, & durable steel-&-concrete construction for exceptional soundproofing. Live in one of Kelowna’s best-managed buildings. Unit is unoccupied & immediate possession available. (id:63159)

Values & Trends

This listing

$552/sqft

Building average

$462/sqft

2 active listing(s)

Kelowna North average

$699/sqft

157 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary721 m
Central SecondarySecondary879 m
Central School ProgramsK-12879 m
St Joseph Elementary School(Independent)Elementary928 m
A S Matheson ElementaryElementary1.1 km
The Balsam School(Independent)Elementary1.2 km
Glenmore ElementaryElementary2.0 km
Kelowna SecondarySecondary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue281 m
  • Swan Pizza284 m
  • Ricky's291 m
  • De Dutch374 m
  • Vintner's Grill441 m

Cafes (4)

  • Continental Breakfast231 m
  • Starbucks289 m
  • Gong Cha347 m
  • Craft 42 Roasters · 1178 High Road762 m

Grocery (2)

  • Nester's Market · 1111 Lawson Avenue96 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive634 m

Parks (5+)

  • Martin Park345 m
  • Knowles Heritage Park441 m
  • Richmond Park583 m
  • Bankhead Park616 m
  • Mary Ann Collinson Memorial Park654 m

Gyms (1)

  • GoodLife Fitness635 m

Pharmacies (1)

  • Paragon Pharmacy92 m

Banks & ATMs (1)

  • BMO382 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($87,300) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$898,400.00
Periodic payment — Principal & Interest (monthly)$5,796.17
Additional monthly expenses (strata, tax, utilities, etc.)$1,260.52
Total monthly cost$7,056.70
Interest paid over 5-yr term$257,484.02
Balance at end of term$808,113.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$87,300
Stress test qualifying rate8.09%
Payment you must qualify for$7,964.17

Cash Needed at Closing

Minimum down payment$87,300
Estimated BC PTT$20,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$109,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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