Property Type: Condo / ApartmentOwnership: Strata

1160 Bernard Avenue Unit# 410

Kelowna, BC V1Y6R2

$649,900

2 bed2 bath1 parking1,509 sqftBuilt 2008
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Amenities

Also listed: Storage - Locker, Recreation Centre, Party Room, Sauna, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$558/mo
Annual property tax
$2,710.73

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Recreation Facilities, Sewer

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Brick
View
Mountain view
Pool
Inground pool, Outdoor pool

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'8'' x 9'8''
DenMain level5'10'' x 8'10''
BedroomMain level11'8'' x 14'1''
4pc BathroomMain level9'10'' x 5'5''
5pc Ensuite bathMain level9'3'' x 10'
Primary BedroomMain level11'10'' x 13'9''
KitchenMain level12'11'' x 16'2''
Living roomMain level12'1'' x 12'4''

Listing Information

MLS®
10376016
Listed
February 18, 2026
Time on market
On the market for 194 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Buy without compromise in this meticulously maintained, open-concept retreat that trades yard work for effortless luxury. This floor plan features two large bedrooms far enough apart to ensure privacy—both easily accommodating your king-size furniture—alongside a dedicated den perfect for a small home office or hobby room. You’ll find high-end finishes like granite countertops and stainless appliances, plus the peace of mind of 3D-scanned dimensions by Peak Exposure. Best of all, you can walk to everything from the beach and downtown shops to essential healthcare and premium amenities like a pool and sauna, allowing you to reclaim your time and enjoy a vibrant, ""lock-and-leave"" lifestyle. Pets allowed but with requirements, Dog size no taller than 14"" at shoulder height. Check with strata for other requirements and stipulations. (id:63159)

Values & Trends

This listing

$431/sqft

Building average

$522/sqft

2 active listing(s)

Glenmore average

$512/sqft

27 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bankhead ElementaryElementary661 m
Central SecondarySecondary956 m
Central School ProgramsK-12956 m
St Joseph Elementary School(Independent)Elementary993 m
A S Matheson ElementaryElementary1.2 km
The Balsam School(Independent)Elementary1.3 km
Glenmore ElementaryElementary1.9 km
Kelowna SecondarySecondary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Ricky's285 m
  • Swan Pizza296 m
  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue339 m
  • De Dutch390 m
  • Vintner's Grill444 m

Cafes (4)

  • Continental Breakfast265 m
  • Starbucks295 m
  • Gong Cha362 m
  • Craft 42 Roasters · 1178 High Road733 m

Grocery (2)

  • Nester's Market · 1111 Lawson Avenue67 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive641 m

Parks (5+)

  • Martin Park402 m
  • Richmond Park512 m
  • Knowles Heritage Park526 m
  • Bankhead Park531 m
  • Mary Ann Collinson Memorial Park630 m

Gyms (2)

  • GoodLife Fitness632 m
  • Invati Yoga+Wellness762 m

Pharmacies (1)

  • Paragon Pharmacy8 m

Banks & ATMs (1)

  • BMO380 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$858.78
Total monthly cost$4,213.13
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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