1164 North End Rd
Salt Spring, BC V8K1M1
$1,989,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 1.6 acres
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,577.02
Interior
- Heating
- Heat Pump, Baseboard heaters, Electric, Wood
- Cooling / A/C
- Wall unit
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Lake view, Mountain view
- Waterfront
- Waterfront on lake
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Sitting room | Main level | 9' x 11' |
| Bedroom | Second level | 19' x 12' |
| Bedroom | Second level | 17' x 12' |
| Sunroom | Main level | 17' x 7' |
| Ensuite | Main level | 4-Piece |
| Bathroom | Second level | 3-Piece |
| Bathroom | Main level | 2-Piece |
| Bathroom | Lower level | 4-Piece |
| Primary Bedroom | Main level | 19' x 13' |
| Kitchen | Main level | 16' x 11' |
| Kitchen | Lower level | 11' x 17' |
| Dining room | Main level | 14' x 13' |
| Porch | Main level | 4' x 39' |
| Porch | Main level | 50' x 8' |
| Living room | Main level | 21' x 15' |
| Family room | Lower level | 15' x 15' |
| Entrance | Main level | 12' x 11' |
Listing Information
- MLS®
- 1040371
- Listed
- June 17, 2026
- Time on market
- On the market for 75 days
- Data last synced
- August 28, 2026
Listing provided by: Pemberton Holmes - Salt Spring · Data source: CREA DDF.
Description
St. Mary's Lake Waterfront rarely comes available. A long driveway winding through mature forest leads to this private 1.6-acre property featuring approximately 175 feet of level, developed southwest-facing waterfront with a dock already in place. Positioned close to the shoreline, the home is designed to take full advantage of its exceptional setting and expansive 270° lake views. Offering just under 3,000 sq. ft. of living space, the home features a main-level primary bedroom, two additional bedrooms upstairs, and a self-contained bachelor suite on the lower level for guests or extended family. A full-length deck and covered patios provide ample space for outdoor enjoyment. Additional features include a wood-burning fireplace, heat pump, attractive wood flooring, quality wood cabinetry, and a detached two-car garage. Life on St. Mary's Lake offers a unique island lifestyle, with swimming, paddling, boating, and year-round enjoyment right from your doorstep. (id:63159)
Values & Trends
This listing
$676/sqft
Building average
—
No other active listings in this building
Salt Spring average
$761/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Fernwood Elementary | Elementary | 2.7 km |
| Phoenix Place | Secondary | 3.7 km |
| Gulf Islands Secondary | Secondary | 3.7 km |
| Salt Spring Elementary | Elementary | 4.0 km |
| Crofton Elementary Community School | Elementary | 8.6 km |
| Maple Bay Elementary | Elementary | 12.4 km |
| Galiano Community School | Elementary | 14.5 km |
| Chemainus Secondary | K-12 | 14.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Trincomali Heights Linear Park715 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($397,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





