165 ONTARIO PLACE
Salt Spring Island, BC V8K2L5
$1,899,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 1.07 acres
- Frontage
- 166 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $11,497.74 (2026)
Interior
- Heating
- Heat Pump, Baseboard heaters, Radiant heat
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (4)
Exterior & Lot
- View
- View
Parking
- Total spaces
- 9 — covered indicated
- Features
- Garage
Listing Information
- MLS®
- R3131451
- Listed
- June 5, 2026
- Time on market
- On the market for 87 days
- Tax assessment year
- 2026
- Data last synced
- August 28, 2026
Listing provided by: SRS Panorama Realty · Data source: CREA DDF.
Description
SHELTERED HARBOUR MEDIUM BANK OCEANFRONT with a 50+ foot DOCK. Moor your boat at home, in the heart of the beautiful Southern Gulf Islands! 1 acre lot with 160 foot frontage of fine shale beach + a mile of walk-on-beach along the harbour. Architecturally designed, quality built 3,000 sf West Coast home, 3+ bdrms, 3.5 baths, den, office, high ceilings with beams, hardwood & tile floors, many windows & skylights, decks, new roof in 2013, sunny court yard, heat pump & in-floor heating, Vermont Castings wood stove, propane F/P, fully finished workshop/garage & a pump house. Lavish master bedroom on the top floor with separate entry and can be a rental suite / mortgage helper. Absolutely private, quiet and yet 5 min from town. (id:63159)
Values & Trends
This listing
$638/sqft
Building average
—
No other active listings in this building
Salt Spring Island average
$1,338/sqft
4 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
14°C
—
Humidity 86%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 3.1 km |
| Gulf Islands Secondary | Secondary | 3.4 km |
| Phoenix Place | Secondary | 3.5 km |
| Fernwood Elementary | Elementary | 8.0 km |
| Galiano Community School | Elementary | 9.7 km |
| Mayne Island School | Elementary | 13.1 km |
| Crofton Elementary Community School | Elementary | 13.5 km |
| Maple Bay Elementary | Elementary | 14.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($379,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.