Property Type: Detached HouseOwnership: Freehold

1170 DOLPHIN STREET

White Rock, BC V4B4G8

$2,273,000

5 bed5 bath8 parking4,247 sqftBuilt 1995
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Amenities

Also listed: Guest Suite, Laundry - In Suite, Air Conditioning

Property Details

Property & Lot

Sub-type
House
Style
2 Level
Lot size
5,800 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,967.7 (2026)

Interior

Basement
Finished, Full, Separate entrance
Heating
Radiant heat, Hot Water
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

View
Mountain view, Ocean view

Building

Water source
Municipal water
Utilities
Water, Natural Gas, Electricity

Parking

Total spaces
8 — covered indicated
Features
Garage, Open, Visitor Parking

Listing Information

MLS®
R3156270
Listed
August 18, 2026
Time on market
On the market for 13 days
Tax assessment year
2026
Data last synced
August 31, 2026

Listing provided by: Royal LePage - Wolstencroft · Data source: CREA DDF.

Description

No detail has been overlooked in this one-of-a-kind Whiterock home - 4 bed, 4 bath, plus a 1 bed, 1 bath basement suite built for extra income. This rare gem blends quality, opportunity, and convenience, offering real revenue potential for the savvy buyer. Tucked away on a quiet street with plenty of parking - a rare Whiterock perk, as no permits are required here - it's a quick walk from the pier, shopping, transit, Peace Arch Hospital, and local favourites. Upgrades run deep: 200 amp service, high-end A/C, in-floor radiant heat throughout, a fully renovated basement, irrigation system, UV-protected windows, and a custom Italian glass chandelier that makes an entrance. Add in strong Airbnb potential, and this Whiterock standout is one you don't want to miss. (id:63159)

Values & Trends

This listing

$535/sqft

Building average

No other active listings in this building

White Rock average

$787/sqft

147 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,578,300

Jul 2026

Average Sale Price

$1,713,071

Jul 2026

Monthly Sales

7

Jul 2026

Active Listings

151

Jul 2026

Sales-to-Active Ratio

5.0%

Jul 2026

Median Days to Contract

11 days

Jul 2026

MLS® HPI Benchmark Price

$2,030,000
$1,578,300
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

17°C

Humidity 80%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St John Paul II Academy(Independent)Secondary422 m
White Rock ElementaryElementary444 m
Peace Arch ElementaryElementary902 m
Earl Marriott SecondaryElementary1.1 km
South Meridian ElementaryElementary1.6 km
Newbridge Academy(Independent)Elementary1.6 km
H T Thrift ElementaryElementary1.8 km
Jessie Lee ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Buena Vista Ave @ Dolphin St68 m
Westbound Buena Vista Ave @ Dolphin St81 m
Westbound Buena Vista Ave @ Merklin St247 m
Northbound Centre St @ Royal Ave275 m
Northbound Fir St @ Buena Vista Ave326 m

Nearby Places

Restaurants (5+)

  • Taka's Sushi · 15208 Pacific Avenue491 m
  • Damiano's Pizza · 1191 Johnston Road526 m
  • Fishin' Chips · 1310 Johnston Road579 m
  • Coney Island Fish and Chips · 15487 Marine Drive619 m
  • Zapoteca Mexican Grill & Seafood · 15495 Marine Drive627 m

Cafes (5+)

  • Five Corners Cafe · 1173 Johnston Road525 m
  • Islands Café · 1237 Johnston Road546 m
  • Bean Around the World Coffees · 1400 Johnston Road698 m
  • Leieve Tea · 15581 Marine Drive762 m
  • Finlay's East Beach Café · 15611 Marine Drive792 m

Parks (5+)

  • Unnamed61 m
  • Dr. R.J. Allan Hogg Rotary Park · 15479 Buena Vista Avenue178 m
  • Davey Park284 m
  • Unnamed315 m
  • Unnamed334 m

Pharmacies (2)

  • Unnamed · 1381 George Street616 m
  • White Rock Pharmacy · 1440 George Street671 m

Banks & ATMs (1)

  • Prospera Credit Union · 1451 Johnston Road755 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($454,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,818,400.00
Periodic payment — Principal & Interest (monthly)$11,731.70
Additional monthly expenses (strata, tax, utilities, etc.)$959.31
Total monthly cost$12,691.01
Interest paid over 5-yr term$521,158.67
Balance at end of term$1,635,656.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$454,600
Stress test qualifying rate8.09%
Payment you must qualify for$13,982.86

Cash Needed at Closing

Minimum down payment$454,600
Estimated BC PTT$46,190
Legal / closing costs (typical estimate)$1,500
Total cash needed$502,290

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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