Property Type: TownhouseOwnership: Strata

1191 Sunset Drive Unit# 401

Kelowna, BC V1Y9Z5

$999,999

3 bed3.5 bath1,911 sqftBuilt 2021
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Amenities

Also listed: Storage - Locker, Whirlpool

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$1,247/mo
Annual property tax
$6,310

Interior

Heating
See remarks, Other
Cooling / A/C
Central air conditioning, See Remarks
Fireplace
None
Flooring
Hardwood

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)
Pool
Pool, Outdoor pool

Parking

Features
Underground, Heated Garage

Restrictions & Policies

Pets
Allowed, Restrictions apply

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level8'3'' x 7'10''
Dining roomMain level19'8'' x 9'8''
4pc BathroomSecond level5'4'' x 10'2''
BedroomSecond level15'5'' x 10'5''
BedroomSecond level13' x 10'11''
4pc Ensuite bathSecond level4'11'' x 10'10''
OtherSecond level7'11'' x 5'8''
Primary BedroomSecond level11'6'' x 26'7''
2pc BathroomMain level5'5'' x 5'11''
KitchenMain level18'3'' x 11'4''
Living roomMain level11'9'' x 24'10''

Listing Information

MLS®
10394383
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Over $25,000 in upgrades and exceptional value — this home is priced below its assessed value, offering an opportunity that’s hard to match. Welcome to One Water Street’s best-kept secret: a rare two-level, 1,911 sq ft luxury townhome with direct walk-out access to the pool deck. Combining the space and privacy of a home with resort-style amenities, this 3-bedroom, 3-bathroom residence is a standout opportunity in Kelowna.The functional two-level layout sets it apart from typical high-rise units. From your private gated terrace, step directly onto “The Bench,” One Water’s exclusive 1.3-acre amenity level featuring pools, hot tubs, fire pits, BBQ areas, pickleball court, dog park, fitness centre, and more — all just outside your door. Inside, the open-concept main level showcases a chef-inspired kitchen with a $15,000 custom built-in for added storage, and the home is meticulously maintained and shows like new. Upstairs, the primary suite offers a private retreat with its own outdoor space, complemented by two additional bedrooms. Pet-friendly with no size restrictions, and an unbeatable location where you can walk to the lake, beaches, shops, and downtown. (id:63159)

Values & Trends

This listing

$523/sqft

Building average

No other active listings in this building

Kelowna North average

$566/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary294 m
Central SecondarySecondary1.5 km
Central School ProgramsK-121.5 km
Bankhead ElementaryElementary1.7 km
St Joseph Elementary School(Independent)Elementary1.8 km
A S Matheson ElementaryElementary2.3 km
Glenmore ElementaryElementary2.8 km
Raymer ElementaryElementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Central Kitchen · 1155 Ellis Street100 m
  • Bouchons Bistro · Sunset Drive111 m
  • Waterfront Wines Restaurant · 1180 Sunset Drive136 m
  • Nagano Sushi251 m
  • Pizza Studio · 1360 Ellis Street453 m

Cafes (5+)

  • Analog Coffee42 m
  • J’s Cafe & Bistro228 m
  • Chaibaba · 1289 Ellis Street234 m
  • Eurobean Coffee364 m
  • Bike Shop Cafe and Catering · 1357 Ellis Street481 m

Grocery (1)

  • GetintheLoop Grocery · 1353 Ellis Street463 m

Parks (5+)

  • Pioneer Garden255 m
  • Waterfront Park314 m
  • Sunset Drive Park332 m
  • Recreation Avenue Park358 m
  • Rotary Marsh Park476 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street453 m

Gyms (1)

  • Life Aesthetics Online Coaching · 1435 Water Street676 m

Pharmacies (1)

  • Pharmasave · 505 Doyle Avenue613 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (strata, tax, utilities, etc.)$1,868.45
Total monthly cost$7,029.78
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$75,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.92

Cash Needed at Closing

Minimum down payment$75,000
Estimated BC PTT$18,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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